
The new platform reinforces the bank’s strategy to diversify solutions, expand customer relationships, and strengthen deposit gathering.


Agibank, a bank that combines the efficiency and scalability of a digital

<p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc">
<i xmlns="http://www.w3.org/1999/xhtml">The new platform reinforces the bank’s strategy to diversify solutions, expand customer relationships, and strengthen deposit gathering.</i>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Agibank, a bank that combines the efficiency and scalability of a digital platform with the proximity of in-person service, announced the launch of its proprietary investment platform, which is now integrated into the bank&#39;s portfolio of financial solutions. Agibank is a subsidiary of Agi Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/quote/AGBK">AGBK</a>) ("Agi").

</p><p xmlns="http://www.w3.org/1999/xhtml">
The investments platform is part of Agibank’s strategy to expand its offering of products and services, in line with the growth of its customer base, which is increasingly diverse and features a higher concentration of individuals who maintain their recurring income at the bank.

</p><p xmlns="http://www.w3.org/1999/xhtml">
"This launch represents another step in building an increasingly complete financial offering for our customers. We are starting with the CDB (Certificate of Deposit), which is a traditional product in the market and one that makes even more sense at this point in our journey, as we have a growing base of account holders who receive their income at Agi. In addition to expanding the options within the app, this solution strengthens our relationship with customers and contributes to the diversification of the bank’s funding sources," said Marcello Dubeux, Chief Financial and Investor Relations Officer at Agibank.

</p><p xmlns="http://www.w3.org/1999/xhtml">
"Beyond the CDB, the launch of the proprietary investment platform in our app will also enable the future distribution of Agibank Asset’s products, as well as third-party offerings," Dubeux added.

</p><p xmlns="http://www.w3.org/1999/xhtml">
Key features of Agibank’s CDB include a yield of 100% of the CDI, daily liquidity, and a low minimum investment amount. The product follows the tax rules applicable to fixed-income investments, including regressive IOF (Financial Operations Tax) for investments held for less than 30 days and Income Tax according to a regressive table, with taxation applied only on the earnings.

</p><p xmlns="http://www.w3.org/1999/xhtml">
By expanding its presence in the customers’ financial journeys, the bank adds a new front for engagement and strengthens its strategy for revenue diversification and deposit gathering.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">No Offer</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
This press release does not constitute an offer to sell or the solicitation of an offer to buy any securities.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">Forward Looking Statements</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
This press release contains &#34;forward-looking statements&#34; within the meaning of the &#34;safe harbor&#34; provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are made as of the date they were first issued and were based on current expectations, estimates, forecasts and projections as well as the beliefs and assumptions of management. Words such as &#34;expect,&#34; &#34;anticipate,&#34; &#34;should,&#34; &#34;believe,&#34; &#34;hope,&#34; &#34;target,&#34; &#34;project,&#34; &#34;goals,&#34; &#34;estimate,&#34; &#34;potential,&#34; &#34;predict,&#34; &#34;may,&#34; &#34;will,&#34; &#34;might,&#34; &#34;could,&#34; &#34;intend,&#34; variations of these terms or the negative of these terms and similar expressions are intended to identify these statements. Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond Agi Inc’s control. Agi Inc’s actual results could differ materially from those stated or implied in forward-looking statements due to several factors, including but not limited to: competition, regulatory or tax developments, changes in its business, industry, or local or global economic and other developments.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">About Agi</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Agi stands for a banking experience that welcomes and empowers all Brazilians through a business model that is unique in Brazil. Designed to serve a customer base that represents the majority of the Brazilian population, our model addresses needs that remain outside the priorities of traditional large banks and purely digital banks. We fill a gap in the market by serving, with quality and dignity, customers who are often overlooked.

</p><p xmlns="http://www.w3.org/1999/xhtml">
Our hybrid model combines the best of both worlds: a fully digital bank that is light, fast, and easy to use, complemented by physical branches that offer a welcoming, agile, and accessible in-person experience for all Brazilians. We develop tailored solutions and provide a simple, inclusive customer journey for non-digital-native clients, creating a meaningful competitive advantage. This approach enables us to attract more customers, build long-lasting relationships, and strengthen our growth trajectory.

</p><p xmlns="http://www.w3.org/1999/xhtml"><img xmlns="http://www.w3.org/1999/xhtml" alt="" src="https://cts.businesswire.com/ct/CT?id=bwnews&amp;sty=20260730131641r1&amp;sid=benz2&amp;distro=nx&amp;lang=en" style="width:0;height:0"></img><span xmlns="http://www.w3.org/1999/xhtml" class="bwct31415"></span></p><p xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink"><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-phrase">View source version on businesswire.com: </span><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-link"><a xmlns="http://www.w3.org/1999/xhtml" href="https://www.businesswire.com/news/home/20260730131641/en/" rel="nofollow">https://www.businesswire.com/news/home/20260730131641/en/</a></span></p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">Press Contact</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Email: <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="mailto:agibank@fsb.com.br" shape="rect">agibank@fsb.com.br 
</a><br xmlns="http://www.w3.org/1999/xhtml"></br>Website: <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&amp;url=https%3A%2F%2Finvestors.agiinc.com%2F&amp;esheet=54580620&amp;newsitemid=20260730131641&amp;lan=en-US&amp;anchor=investors.agiinc.com&amp;index=1&amp;md5=cfccbf6aabc6e16c6dd8ca690eeb7f76" shape="rect">investors.agiinc.com</a>

</p>

AGBK

Agibank Launches Proprietary Investment Platform for its Customers

Agibank launches proprietary investment platform to diversify funding and deposits

<section class="insight" data-version="1">
  <section data-block="information">
    <h3>Information</h3>
    <p>The new platform reinforces the bank’s strategy to diversify solutions, expand customer relationships, and strengthen deposit gathering.


Agibank, a bank that combines the efficiency and scalability of a digital</p>
  </section>

  <section data-block="ai-summary-paragraph">
    <h3>AI Summary</h3>
    <p>Agibank announced a proprietary investment platform embedded in its app, beginning with a CDB product that yields 100% of CDI, offers daily liquidity, and has a low minimum. The move aims to broaden product offerings, deepen customer relationships, and diversify funding sources, potentially lifting deposits as Agi expands cross-selling of Agibank Asset and third-party products.</p>
  </section>

  <section data-block="ai-summary-bullets">
    <h3>Key Points</h3>
    <ul><li>Agibank launches proprietary investment platform integrated with Agi&#039;s offerings.</li><li>First product: CDB yields 100% CDI, daily liquidity, low minimum.</li><li>Platform aims to diversify funding sources and deepen deposits via app.</li><li>Future plan to distribute Agibank Asset and third-party products.</li></ul>
  </section>

  <section data-block="companies-mentioned">
    <h3>Companies Mentioned</h3>
    <ul><li><strong>Agi Inc. (AGBK)</strong>: Parent company; press release centers on platform as a strategic funding and diversification initiative.</li><li><strong>Agibank (N/A)</strong>: Subsidiary bank leveraging the new platform to broaden product offerings and deposits.</li></ul>
  </section>

  <section data-block="category">
    <h3>Corporate Developments</h3>
    <p>Category: Corporate Developments. The launch signals a strategic expansion of financial offerings and funding diversification, aligning with AGBK&#039;s growth objectives and potential upside from higher deposit bases.</p>
  </section>

  <section data-block="market-moving">
    <h3>Market-Moving</h3>
    <ul><li>Platform launch could improve AGBK&#039;s deposit growth and funding diversification.</li><li>CDB at 100% CDI with daily liquidity may attract savers seeking flexibility.</li><li>Future cross-sell of Agibank Asset and third-party products could lift revenue.</li><li>Forward-looking statements introduce execution and regulatory risks; monitor updates.</li></ul>
  </section>

  <section data-block="key-facts">
    <h3>Key Facts</h3>
    <ul><li>Date: July 30, 2026 (press release date).</li><li>Initial product: CDB yielding 100% of CDI, daily liquidity, low minimum.</li><li>Tax rules: IOF for &lt;30 days; Income Tax applied to earnings via a regressive table.</li><li>Platform integration: now part of Agibank&#039;s app; future distribution of Agibank Asset and third-party products.</li><li>Objective: diversify funding sources and strengthen deposit gathering.</li></ul>
  </section>

  <section data-block="trading-thesis">
    <h3>Trading Thesis</h3>
    <p>Bullish on AGBK if platform-driven deposit growth and funding diversification materialize within 6–12 months.</p>
  </section>
</section>


<p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc">
<i xmlns="http://www.w3.org/1999/xhtml">The new platform reinforces the bank’s strategy to diversify solutions, expand customer relationships, and strengthen deposit gathering.</i>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Agibank, a bank that combines the efficiency and scalability of a digital platform with the proximity of in-person service, announced the launch of its proprietary investment platform, which is now integrated into the bank&#39;s portfolio of financial solutions. Agibank is a subsidiary of Agi Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/quote/AGBK">AGBK</a>) ("Agi").

</p><p xmlns="http://www.w3.org/1999/xhtml">
The investments platform is part of Agibank’s strategy to expand its offering of products and services, in line with the growth of its customer base, which is increasingly diverse and features a higher concentration of individuals who maintain their recurring income at the bank.

</p><p xmlns="http://www.w3.org/1999/xhtml">
"This launch represents another step in building an increasingly complete financial offering for our customers. We are starting with the CDB (Certificate of Deposit), which is a traditional product in the market and one that makes even more sense at this point in our journey, as we have a growing base of account holders who receive their income at Agi. In addition to expanding the options within the app, this solution strengthens our relationship with customers and contributes to the diversification of the bank’s funding sources," said Marcello Dubeux, Chief Financial and Investor Relations Officer at Agibank.

</p><p xmlns="http://www.w3.org/1999/xhtml">
"Beyond the CDB, the launch of the proprietary investment platform in our app will also enable the future distribution of Agibank Asset’s products, as well as third-party offerings," Dubeux added.

</p><p xmlns="http://www.w3.org/1999/xhtml">
Key features of Agibank’s CDB include a yield of 100% of the CDI, daily liquidity, and a low minimum investment amount. The product follows the tax rules applicable to fixed-income investments, including regressive IOF (Financial Operations Tax) for investments held for less than 30 days and Income Tax according to a regressive table, with taxation applied only on the earnings.

</p><p xmlns="http://www.w3.org/1999/xhtml">
By expanding its presence in the customers’ financial journeys, the bank adds a new front for engagement and strengthens its strategy for revenue diversification and deposit gathering.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">No Offer</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
This press release does not constitute an offer to sell or the solicitation of an offer to buy any securities.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">Forward Looking Statements</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
This press release contains &#34;forward-looking statements&#34; within the meaning of the &#34;safe harbor&#34; provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are made as of the date they were first issued and were based on current expectations, estimates, forecasts and projections as well as the beliefs and assumptions of management. Words such as &#34;expect,&#34; &#34;anticipate,&#34; &#34;should,&#34; &#34;believe,&#34; &#34;hope,&#34; &#34;target,&#34; &#34;project,&#34; &#34;goals,&#34; &#34;estimate,&#34; &#34;potential,&#34; &#34;predict,&#34; &#34;may,&#34; &#34;will,&#34; &#34;might,&#34; &#34;could,&#34; &#34;intend,&#34; variations of these terms or the negative of these terms and similar expressions are intended to identify these statements. Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond Agi Inc’s control. Agi Inc’s actual results could differ materially from those stated or implied in forward-looking statements due to several factors, including but not limited to: competition, regulatory or tax developments, changes in its business, industry, or local or global economic and other developments.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">About Agi</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Agi stands for a banking experience that welcomes and empowers all Brazilians through a business model that is unique in Brazil. Designed to serve a customer base that represents the majority of the Brazilian population, our model addresses needs that remain outside the priorities of traditional large banks and purely digital banks. We fill a gap in the market by serving, with quality and dignity, customers who are often overlooked.

</p><p xmlns="http://www.w3.org/1999/xhtml">
Our hybrid model combines the best of both worlds: a fully digital bank that is light, fast, and easy to use, complemented by physical branches that offer a welcoming, agile, and accessible in-person experience for all Brazilians. We develop tailored solutions and provide a simple, inclusive customer journey for non-digital-native clients, creating a meaningful competitive advantage. This approach enables us to attract more customers, build long-lasting relationships, and strengthen our growth trajectory.

</p><p xmlns="http://www.w3.org/1999/xhtml"><img xmlns="http://www.w3.org/1999/xhtml" alt="" src="https://cts.businesswire.com/ct/CT?id=bwnews&amp;sty=20260730131641r1&amp;sid=benz2&amp;distro=nx&amp;lang=en" style="width:0;height:0"></img><span xmlns="http://www.w3.org/1999/xhtml" class="bwct31415"></span></p><p xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink"><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-phrase">View source version on businesswire.com: </span><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-link"><a xmlns="http://www.w3.org/1999/xhtml" href="https://www.businesswire.com/news/home/20260730131641/en/" rel="nofollow">https://www.businesswire.com/news/home/20260730131641/en/</a></span></p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">Press Contact</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Email: <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="mailto:agibank@fsb.com.br" shape="rect">agibank@fsb.com.br 
</a><br xmlns="http://www.w3.org/1999/xhtml"></br>Website: <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&amp;url=https%3A%2F%2Finvestors.agiinc.com%2F&amp;esheet=54580620&amp;newsitemid=20260730131641&amp;lan=en-US&amp;anchor=investors.agiinc.com&amp;index=1&amp;md5=cfccbf6aabc6e16c6dd8ca690eeb7f76" shape="rect">investors.agiinc.com</a>

</p>

Agibank announced a proprietary investment platform embedded in its app, beginning with a CDB product that yields 100% of CDI, offers daily liquidity, and has a low minimum. The move aims to broaden product offerings, deepen customer relationships, and diversify funding sources, potentially lifting deposits as Agi expands cross-selling of Agibank Asset and third-party products.

News insight

Agibank Launches Proprietary Investment Platform for its Customers

AI summary

Sentiment rationale

Key facts

Corporate Developments