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Figure Technology Solutions Reports Preliminary Q4 2025 & December Operating Data

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NEW YORK, Jan. 12, 2026 (GLOBE NEWSWIRE) -- Figure Technology Solutions (Nasdaq: FIGR), the leading ...

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AI Summary

Figure Technology Solutions (FIGR) shows 811% year-over-year growth in borrower demand and an impressive 198% increase in $YLDS in circulation. This strong performance indicates substantial market traction and could drive investor interest in FIGR's growing digital asset marketplace.

Sentiment Rationale

Given the strong growth metrics reported, similar to prior quarters where positive data led to substantial increases in FIGR's stock price, a bullish outlook is warranted.

Trading Thesis

Consider buying FIGR shares given strong demand metrics and market growth potential.

Market-Moving

  • Consumer loan volume surged to $2.7 billion in Q4 2025, bullish for FIGR.
  • Significant increases in lender supply indicate a growing marketplace for FIGR.
  • $YLDS now holds over $328 million in circulation, enhancing liquidity.
  • The AAA rating for recent securitization boosts investor confidence in FIGR.

Key Facts

  • FIGR reports significant growth in consumer loan volumes.
  • $YLDS in circulation increased by 198% month-over-month.
  • Borrower demand grew 811% year-over-year in Q4 2025.
  • Matched offers on Democratized Prime rose by 442% month-over-month.
  • Overall lender supply increased 719% year-over-year.

Companies Mentioned

  • Figure Technology Solutions (FIGR): Leading growth in tokenized asset marketplace boosts stock appeal.

Corporate Developments

FIGR is positioned strongly in the blockchain space, combining traditional investment mechanisms with innovative digital asset functionalities. This niche focus allows for market leadership in emerging finance paradigms, which is likely to attract investor interest and drive stock performance.

Figure Technology Solutions Reports Preliminary Q4 2025 and December Operating Data

NEW YORK, Jan. 12, 2026 (GLOBE NEWSWIRE) – Figure Technology Solutions (Nasdaq: FIGR), a foremost blockchain-native capital marketplace, has announced preliminary operating data for the month and quarter ending December 31, 2025. The report highlights significant growth in various operational metrics, reflecting the increasing demand for their tokenized asset offerings.

Key Financial Highlights for December 2025

For December 2025, Figure Technology Solutions reported:

  • Consumer Loan Marketplace Volume: $869 million, a 2% increase from November 2025 ($855 million) and a remarkable 134% year-over-year increase from December 2024 ($372 million).
  • YLDS in Circulation: $328 million, up from $110 million in November, representing a 198% month-over-month growth.
  • Democratized Prime Matched Offers Balance: $206 million, showing a staggering 442% increase from the previous month.
  • Borrower Demand: $246 million, a 435% rise from the prior month.
  • Available Lender Supply: $213 million, an increase of 353% compared to November.

Quarterly Performance Overview

In the fourth quarter of 2025, key metrics included:

  • Consumer Loan Marketplace Volume: $2.705 billion, reflecting a 10% increase over Q3 2025 ($2.469 billion) and a remarkable 131% compared to Q4 2024 ($1.172 billion).
  • YLDS in Circulation: Maintained at $328 million, a staggering 1,462% increase from just $21 million in Q3 2025.
  • Democratized Prime Matched Offers Balance: $206 million, a 442% rise over the previous quarter.
  • Borrower Demand: Increased to $246 million with an 811% growth compared to Q3.
  • Available Lender Supply: $213 million, reflecting a 719% increase from $26 million in the previous quarter.

Understanding Operating Metrics

Figure utilizes various operating metrics to provide clarity on business performance:

  • Consumer Loan Marketplace Volume: Represents the total value of originations, including HELOCs and personal loans, indicating the company's potential revenue.
  • YLDS in Circulation: Value of unsecured face-amount certificates backed by Figure Certificate Company.
  • Matched Offers: Value of offers matched between borrowers and lenders on the Democratized Prime platform.
  • Borrower Demand: Total value that borrowers seek on the Democratized Prime platform.
  • Available Lender Supply: Total value made available by lenders on the same platform.

Forward-Looking Statements and Financial Transparency

The information presented is preliminary and unaudited, with final results subject to completion of financial closing procedures. Actual results may differ from these preliminary estimates. Forward-looking statements are based on current expectations, incorporating various risks and uncertainties that could influence financial performance.

About Figure Technology Solutions

Figure Technology Solutions, Inc. (Nasdaq: FIGR) is a leader in the blockchain-native capital marketplace, linking origination, funding, and trading of tokenized assets. The company has originated over $21 billion in home equity financing and operates a diverse ecosystem including Figure Connect and Democratized Prime, which are key growth areas.

For further details, visit Figure's website or find them on social media for the latest updates.

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