1. Huntington Bancshares decreases prime rate to 6.75% effective December 11, 2025. 2. Previous rate was 7.00%, changed last on October 30, 2025. 3. Lower rates can stimulate borrowing and enhance bank profitability. 4. Huntington operates over 1,000 branches across 14 states. 5. Huntington's asset size is $223 billion, significant in regional banking.
FAQ
Why Bullish?
A decrease in the prime rate often leads to increased lending activity, potentially boosting net interest margins. Historical examples show banks typically perform better with lower borrowing costs.
How important is it?
The prime rate directly affects HBAN’s lending rates, influencing profitability and market perception.
Why Short Term?
The immediate effect of lower rates could positively influence HBAN's stock in the short run, as market participants may react quickly to expected increased credit activity.
COLUMBUS, Ohio, Dec. 10, 2025 /PRNewswire/ -- Huntington Bancshares Incorporated (NASDAQ:HBAN) announced that its prime rate is decreasing from 7.00 percent to 6.75 percent, effective December 11, 2025.
Huntington's rate last changed on October 30, 2025, decreasing from 7.25 percent to 7.00 percent.
About Huntington
Huntington Bancshares Incorporated is a $223 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle‐market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments, wealth management, and risk management products and services. Huntington operates more than 1,000 branches in 14 states, with certain businesses operating in extended geographies. Visit Huntington.com for more information.
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SOURCE Huntington Bancshares Incorporated