The new Community Plan will expand access to capital and strengthen financial well-being across Huntington&#39;s markets.COLUMBUS, Ohio, July 30, 2026 /PRNewswire/ -- Huntington Bancshares Incorporated (Nasdaq: HBAN)

<p xmlns="http://www.w3.org/1999/xhtml" class="prntac"><i xmlns="http://www.w3.org/1999/xhtml">The new Community Plan will</i> <i xmlns="http://www.w3.org/1999/xhtml">expand access to capital and strengthen financial well-being across Huntington&#39;s markets.</i></p><p xmlns="http://www.w3.org/1999/xhtml"><span xmlns="http://www.w3.org/1999/xhtml" class="legendSpanClass">COLUMBUS, Ohio</span>, <span xmlns="http://www.w3.org/1999/xhtml" class="legendSpanClass">July 30, 2026</span> /PRNewswire/ -- Huntington Bancshares Incorporated (Nasdaq: HBAN) today announced a new $80 billion Community Plan. The plan will help improve financial opportunities for consumers, businesses and communities with a focus on affordable housing, small business and community development investments.</p>
    <div xmlns="http://www.w3.org/1999/xhtml" class="PRN_ImbeddedAssetReference" id="DivAssetPlaceHolder1">
                <p xmlns="http://www.w3.org/1999/xhtml">
                    <img xmlns="http://www.w3.org/1999/xhtml" src="https://mmx.prnewswire.com/media/MS1003712/Huntington-Bank-1-Logo.jpg?id=OA2817597" title="Huntington Bank Logo" alt="Huntington Bank Logo"></img>
                </p>
    </div>
<p xmlns="http://www.w3.org/1999/xhtml">Huntington shaped the plan by listening first. Company leaders met with more than 350 community organizations, including members of the National Community Reinvestment Coalition (NCRC), along with customers and colleagues, to identify the areas of greatest need.</p><p xmlns="http://www.w3.org/1999/xhtml">&#34;For 160 years, Huntington has invested in the people, businesses and communities we serve. That commitment doesn&#39;t change as we grow — it deepens,&#34; said Steve Steinour, Huntington chairman, president and CEO. &#34;This plan reflects the way we&#39;ve always worked: listening to the communities we serve, showing up consistently and putting our resources where they can do the most good.&#34;</p><p xmlns="http://www.w3.org/1999/xhtml">&#34;This plan means more mortgages for first-time homebuyers, more capital for small businesses trying to grow and more investment in the neighborhoods that need it,&#34; said Brant Standridge, president of Consumer and Regional Banking. &#34;It&#39;s the kind of work Huntington has been doing for generations — and the work our teams in every market are committed to continuing.&#34;</p><p xmlns="http://www.w3.org/1999/xhtml">The five-year plan focuses on four areas:</p><ul xmlns="http://www.w3.org/1999/xhtml" type="disc"><li xmlns="http://www.w3.org/1999/xhtml">Consumer and Home Lending — $40 billion: Mortgage and consumer lending to help more customers purchase homes and access affordable credit, including first-time homebuyer programs.</li><li xmlns="http://www.w3.org/1999/xhtml">Small Business — $22 billion: Lending to support small business formation, growth and job creation.</li><li xmlns="http://www.w3.org/1999/xhtml">Community Development Lending and Investing — $18 billion: Larger-scale loans and investments that finance affordable housing developments, small business lending programs, and community services such as food security, financial empowerment and workforce development.</li><li xmlns="http://www.w3.org/1999/xhtml">Under-Resourced Communities — $32 billion of the total $80 billion plan: Capital directed to communities with greater economic need.</li></ul><p xmlns="http://www.w3.org/1999/xhtml">&#34;When financial institutions make bold commitments and invest in strong community partnerships, the impact extends far beyond dollars and cents,&#34; said Jesse Van Tol, CEO of the National Community Reinvestment Coalition (NCRC). &#34;Small businesses grow, neighborhoods become more vibrant and families gain access to opportunities. Huntington&#39;s Community Plan demonstrates how intentional investment can help drive meaningful outcomes.&#34;</p><p xmlns="http://www.w3.org/1999/xhtml">This plan builds on Huntington&#39;s prior Community plans and has delivered nearly 270,000 loans totaling $37.8 billion to low-and moderate-income borrowers, small businesses, and under-resourced communities, along with more than $12.3 billion in community development lending and investments since 2021.</p><p xmlns="http://www.w3.org/1999/xhtml">About Huntington</p><p xmlns="http://www.w3.org/1999/xhtml">Huntington Bancshares Incorporated is a $284 billion asset regional bank holding company headquartered in Columbus, Ohio. A top 10 U.S. commercial bank, the Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments, wealth management, and risk management products and services. Founded in in 1866, Huntington operates over 1,400 branches in 21 states, with certain businesses operating nationally. Visit Huntington.com for more information.</p>



<p xmlns="http://www.w3.org/1999/xhtml" id="PURL"><img xmlns="http://www.w3.org/1999/xhtml" title="Cision" width="12" height="12" alt="Cision" src="https://edge.prnewswire.com/c/img/favicon.png?sn=CL15998&amp;sd=2026-07-30"></img> View original content to download multimedia:<a xmlns="http://www.w3.org/1999/xhtml" id="PRNURL" rel="nofollow" href="https://www.prnewswire.com/news-releases/huntington-bank-commits-80-billion-to-support-affordable-housing-small-businesses-and-local-communities-302839362.html" target="_blank">https://www.prnewswire.com/news-releases/huntington-bank-commits-80-billion-to-support-affordable-housing-small-businesses-and-local-communities-302839362.html</a></p><p xmlns="http://www.w3.org/1999/xhtml">SOURCE Huntington Bank</p>

HBAN

Huntington Bank Commits $80 Billion to Support Affordable Housing, Small Businesses and Local Communities

HBAN Unveils $80B Community Plan to Expand Housing, Small Business Lending

<section class="insight" data-version="1">
  <section data-block="information">
    <h3>Information</h3>
    <p>The new Community Plan will expand access to capital and strengthen financial well-being across Huntington&amp;#39;s markets.COLUMBUS, Ohio, July 30, 2026 /PRNewswire/ -- Huntington Bancshares Incorporated (Nasdaq: HBAN)</p>
  </section>

  <section data-block="ai-summary-paragraph">
    <h3>AI Summary</h3>
    <p>HBAN announced an $80 billion, five-year Community Plan to expand capital access across its markets, with a focus on affordable housing and small-business lending. The plan outlines four focus areas and multi-year allocations that could support loan growth, deposits, and community development as deployment progresses, potentially enhancing HBAN&#039;s growth profile and community footprint.</p>
  </section>

  <section data-block="ai-summary-bullets">
    <h3>Key Points</h3>
    <ul><li>Huntington unveils an $80B five-year Community Plan focusing on housing and small business.</li><li>Plan prioritizes affordable housing and neighborhood investment across HBAN markets.</li><li>Allocations shown: $40B housing; $22B small business; $18B community lending; $32B under-resourced.</li><li>Past Huntington plans funded 270k loans totaling $37.8B since 2021.</li></ul>
  </section>

  <section data-block="companies-mentioned">
    <h3>Companies Mentioned</h3>
    <ul><li><strong>Huntington Bancshares Incorporated (HBAN)</strong>: Announces $80B Community Plan; potential uplift to loan growth and market presence.</li><li><strong>National Community Reinvestment Coalition (NCRC)</strong>: Commented on plan; underscores emphasis on outcomes for underserved communities.</li></ul>
  </section>

  <section data-block="category">
    <h3>Corporate Developments</h3>
    <p>Corporate Developments: HBAN outlines a strategic, multiyear capital deployment plan that could affect growth, risk, and community positioning.</p>
  </section>

  <section data-block="market-moving">
    <h3>Market-Moving</h3>
    <ul><li>Multi-year loan growth potential may improve HBAN&#039;s revenue mix and market share.</li><li>Strategic community investing could bolster franchise value and deposit growth.</li><li>Near-term stock reaction may be muted until deployment milestones are announced.</li></ul>
  </section>

  <section data-block="key-facts">
    <h3>Key Facts</h3>
    <ul><li>Date of announcement: July 30, 2026.</li><li>Total plan: $80 billion over five years.</li><li>Allocations: Consumer/Home Lending $40B; Small Business $22B; Community Development $18B; Under-Resourced Communities $32B.</li><li>Past impact: nearly 270,000 loans totaling $37.8B since 2021; $12.3B in community development lending/investments since 2021.</li></ul>
  </section>

  <section data-block="trading-thesis">
    <h3>Trading Thesis</h3>
    <p>Positive longer-term trajectory for HBAN as deployment of an $80B plan could lift loan growth and branding over 6–12 months.</p>
  </section>
</section>


<p xmlns="http://www.w3.org/1999/xhtml" class="prntac"><i xmlns="http://www.w3.org/1999/xhtml">The new Community Plan will</i> <i xmlns="http://www.w3.org/1999/xhtml">expand access to capital and strengthen financial well-being across Huntington&#39;s markets.</i></p><p xmlns="http://www.w3.org/1999/xhtml"><span xmlns="http://www.w3.org/1999/xhtml" class="legendSpanClass">COLUMBUS, Ohio</span>, <span xmlns="http://www.w3.org/1999/xhtml" class="legendSpanClass">July 30, 2026</span> /PRNewswire/ -- Huntington Bancshares Incorporated (Nasdaq: HBAN) today announced a new $80 billion Community Plan. The plan will help improve financial opportunities for consumers, businesses and communities with a focus on affordable housing, small business and community development investments.</p>
    <div xmlns="http://www.w3.org/1999/xhtml" class="PRN_ImbeddedAssetReference" id="DivAssetPlaceHolder1">
                <p xmlns="http://www.w3.org/1999/xhtml">
                    <img xmlns="http://www.w3.org/1999/xhtml" src="https://mmx.prnewswire.com/media/MS1003712/Huntington-Bank-1-Logo.jpg?id=OA2817597" title="Huntington Bank Logo" alt="Huntington Bank Logo"></img>
                </p>
    </div>
<p xmlns="http://www.w3.org/1999/xhtml">Huntington shaped the plan by listening first. Company leaders met with more than 350 community organizations, including members of the National Community Reinvestment Coalition (NCRC), along with customers and colleagues, to identify the areas of greatest need.</p><p xmlns="http://www.w3.org/1999/xhtml">&#34;For 160 years, Huntington has invested in the people, businesses and communities we serve. That commitment doesn&#39;t change as we grow — it deepens,&#34; said Steve Steinour, Huntington chairman, president and CEO. &#34;This plan reflects the way we&#39;ve always worked: listening to the communities we serve, showing up consistently and putting our resources where they can do the most good.&#34;</p><p xmlns="http://www.w3.org/1999/xhtml">&#34;This plan means more mortgages for first-time homebuyers, more capital for small businesses trying to grow and more investment in the neighborhoods that need it,&#34; said Brant Standridge, president of Consumer and Regional Banking. &#34;It&#39;s the kind of work Huntington has been doing for generations — and the work our teams in every market are committed to continuing.&#34;</p><p xmlns="http://www.w3.org/1999/xhtml">The five-year plan focuses on four areas:</p><ul xmlns="http://www.w3.org/1999/xhtml" type="disc"><li xmlns="http://www.w3.org/1999/xhtml">Consumer and Home Lending — $40 billion: Mortgage and consumer lending to help more customers purchase homes and access affordable credit, including first-time homebuyer programs.</li><li xmlns="http://www.w3.org/1999/xhtml">Small Business — $22 billion: Lending to support small business formation, growth and job creation.</li><li xmlns="http://www.w3.org/1999/xhtml">Community Development Lending and Investing — $18 billion: Larger-scale loans and investments that finance affordable housing developments, small business lending programs, and community services such as food security, financial empowerment and workforce development.</li><li xmlns="http://www.w3.org/1999/xhtml">Under-Resourced Communities — $32 billion of the total $80 billion plan: Capital directed to communities with greater economic need.</li></ul><p xmlns="http://www.w3.org/1999/xhtml">&#34;When financial institutions make bold commitments and invest in strong community partnerships, the impact extends far beyond dollars and cents,&#34; said Jesse Van Tol, CEO of the National Community Reinvestment Coalition (NCRC). &#34;Small businesses grow, neighborhoods become more vibrant and families gain access to opportunities. Huntington&#39;s Community Plan demonstrates how intentional investment can help drive meaningful outcomes.&#34;</p><p xmlns="http://www.w3.org/1999/xhtml">This plan builds on Huntington&#39;s prior Community plans and has delivered nearly 270,000 loans totaling $37.8 billion to low-and moderate-income borrowers, small businesses, and under-resourced communities, along with more than $12.3 billion in community development lending and investments since 2021.</p><p xmlns="http://www.w3.org/1999/xhtml">About Huntington</p><p xmlns="http://www.w3.org/1999/xhtml">Huntington Bancshares Incorporated is a $284 billion asset regional bank holding company headquartered in Columbus, Ohio. A top 10 U.S. commercial bank, the Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments, wealth management, and risk management products and services. Founded in in 1866, Huntington operates over 1,400 branches in 21 states, with certain businesses operating nationally. Visit Huntington.com for more information.</p>



<p xmlns="http://www.w3.org/1999/xhtml" id="PURL"><img xmlns="http://www.w3.org/1999/xhtml" title="Cision" width="12" height="12" alt="Cision" src="https://edge.prnewswire.com/c/img/favicon.png?sn=CL15998&amp;sd=2026-07-30"></img> View original content to download multimedia:<a xmlns="http://www.w3.org/1999/xhtml" id="PRNURL" rel="nofollow" href="https://www.prnewswire.com/news-releases/huntington-bank-commits-80-billion-to-support-affordable-housing-small-businesses-and-local-communities-302839362.html" target="_blank">https://www.prnewswire.com/news-releases/huntington-bank-commits-80-billion-to-support-affordable-housing-small-businesses-and-local-communities-302839362.html</a></p><p xmlns="http://www.w3.org/1999/xhtml">SOURCE Huntington Bank</p>

HBAN announced an $80 billion, five-year Community Plan to expand capital access across its markets, with a focus on affordable housing and small-business lending. The plan outlines four focus areas and multi-year allocations that could support loan growth, deposits, and community development as deployment progresses, potentially enhancing HBAN's growth profile and community footprint.

News insight

Huntington Bank Commits $80 Billion to Support Affordable Housing, Small Businesses and Local Communities

AI summary

Sentiment rationale

Key facts

Corporate Developments