

No immediate impact on listing of loanDepot’s Class A common stock or business operations



Company intends to cure the deficiency and return to compliance with the NYSE listing standard



loanDepot, Inc. (NYSE:LDI)

<ul xmlns="http://www.w3.org/1999/xhtml" class="bwlistdisc">
<li xmlns="http://www.w3.org/1999/xhtml" class="bwalignc">
<b xmlns="http://www.w3.org/1999/xhtml">No immediate impact on listing of loanDepot’s Class A common stock or business operations</b>

</li>
<li xmlns="http://www.w3.org/1999/xhtml" class="bwalignc">
<b xmlns="http://www.w3.org/1999/xhtml">Company intends to cure the deficiency and return to compliance with the NYSE listing standard</b>

</li>
</ul><p xmlns="http://www.w3.org/1999/xhtml">
loanDepot, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/quote/LDI">LDI</a>) (together with its subsidiaries, "loanDepot") today announced that on August 21, 2026, it received a deficiency letter from the New York Stock Exchange (the "NYSE") notifying loanDepot that it is not in compliance with applicable price criteria in the NYSE’s continued listing standards.

</p><p xmlns="http://www.w3.org/1999/xhtml">
"As we continue to execute our transformation agenda to position loanDepot for profitable market share growth, we are making significant progress. In the last quarter, unit volume grew by 25%, revenue grew by 18%, and purchase market share grew by 33%. We executed a successful and strategic expansion into home equity lending, at scale, and re-entered the wholesale market," said loanDepot Founder and Chief Executive Officer Anthony Hsieh. "We are making more loans, making them faster, and producing them at a lower cost. By continuously leveraging our unique assets, including one of the most differentiated customer acquisition and retention business models in the marketplace today, and by prudently and actively managing our capital and debt obligations, we believe we can create sustainable stockholder value. As we do that, we expect our stock price to reflect our success."

</p><p xmlns="http://www.w3.org/1999/xhtml">
This notice has no immediate impact on the ability of loanDepot’s Class A common stock to continue to trade on the NYSE during the cure period. Furthermore, there is no immediate impact on the ongoing business operations of loanDepot or its reporting requirements with the U.S. Securities and Exchange Commission.

</p><p xmlns="http://www.w3.org/1999/xhtml">
The notice was received because as of August 20, 2026, the average closing price of loanDepot’s Class A Common Stock (the "Common Stock") was less than $1.00 per share over a consecutive 30 trading-day period (the "Notice").

</p><p xmlns="http://www.w3.org/1999/xhtml">
loanDepot will respond to the NYSE within ten business days of receipt of the notice of its intent to cure the deficiency. Pursuant to the applicable NYSE rules, loanDepot has a six-month period following receipt of the Notice to bring its share price and average share price back above $1.00. LoanDepot will consider available alternatives to cure the stock price non-compliance, including, if necessary, a reverse stock split that would be subject to stockholder approval no later than at loanDepot’s next annual meeting of stockholders anticipated for early June 2027.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">Forward-Looking Statements</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
This press release contains forward-looking statements that can be identified by the fact that they do not relate strictly to historical or current facts and may contain the words "believe," "aim," "anticipate," "expect," "goal," "intend," "plan," "predict," "estimate," "project," "will be," "will continue," "will likely result," or other similar words and phrases or future or conditional verbs such as "will," "may," "might," "should," "would," or "could" and the negatives of those terms. Examples of forward-looking statements include, but are not limited to, statements relating to the Company’s ability to maintain the listing of its Common Stock on the NYSE, its intentions regarding regaining compliance with the minimum price condition of NYSE, the Company’s intended methods to cure such related deficiency, its ability to create stockholder value, and stock price expectations, as well as the Company’s anticipated business and financial performance, unique assets, capital management strategies, and profitable market share growth.

</p><p xmlns="http://www.w3.org/1999/xhtml">
These forward-looking statements are based on current available operating, financial, economic and other information, and are not guarantees of future performance and are subject to risks, uncertainties and assumptions that are difficult to predict, including but not limited to, the following: our ability to regain compliance with the minimum price condition of NYSE and cure such related deficiency; our ability to maintain listing on the NYSE; our ability to achieve the expected benefits of our strategic plans and priorities and the success of other business initiatives; our ability to effectively manage our capital and debt obligations, including by executing bond repurchases; our ability to achieve profitability; our loan production volume; our ability to maintain an operating platform and management system sufficient to conduct our business; our ability to maintain warehouse lines of credit and other sources of capital and liquidity; our ability to effectively utilize artificial intelligence and emerging technologies; adverse changes in macroeconomic and U.S residential real estate and mortgage market conditions, including changes in interest rates, changes in global trade policy and tariffs, geopolitical tensions and conflicts; our ability to address, repay and/or refinance our senior notes; and other risks detailed in the &#34;Risk Factors&#34; section of loanDepot, Inc.&#39;s Annual Report on Form 10-K for the year ended December 31, 2025, as well as any subsequent filings with the Securities and Exchange Commission. Therefore, current plans, anticipated actions, and financial results, as well as the anticipated development of the industry, may differ materially from what is expressed or forecasted in any forward-looking statement. loanDepot does not undertake any obligation to publicly update or revise any forward-looking statement to reflect future events or circumstances, except as required by applicable law.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">About loanDepot</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Since its launch in 2010, <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.loandepot.com%2F&amp;esheet=54592948&amp;newsitemid=20260821667683&amp;lan=en-US&amp;anchor=loanDepot+%28NYSE%3A+LDI%29&amp;index=1&amp;md5=a1c89abcec5d439a719ae6690dd5153b" shape="rect">loanDepot (NYSE:<a class="ticker" href="https://www.benzinga.com/quote/LDI">LDI</a>)</a> has revolutionized the mortgage industry with digital innovations that make transacting easier, faster and less stressful for customers and originators alike. The company, which is licensed in all 50 states, helps its customers achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life’s most complex transactions. loanDepot is also committed to serving the communities in which its team lives and works through a variety of local and national philanthropic efforts.

</p><p xmlns="http://www.w3.org/1999/xhtml">
LDI-IR

</p><p xmlns="http://www.w3.org/1999/xhtml"><img xmlns="http://www.w3.org/1999/xhtml" alt="" src="https://cts.businesswire.com/ct/CT?id=bwnews&amp;sty=20260821667683r1&amp;sid=benz2&amp;distro=nx&amp;lang=en" style="width:0;height:0"></img><span xmlns="http://www.w3.org/1999/xhtml" class="bwct31415"></span></p><p xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink"><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-phrase">View source version on businesswire.com: </span><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-link"><a xmlns="http://www.w3.org/1999/xhtml" href="https://www.businesswire.com/news/home/20260821667683/en/" rel="nofollow">https://www.businesswire.com/news/home/20260821667683/en/</a></span></p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">Investor Contact: 
</b><br xmlns="http://www.w3.org/1999/xhtml"></br>Gerhard Erdelji
<br xmlns="http://www.w3.org/1999/xhtml"></br>Senior Vice President, Investor Relations
<br xmlns="http://www.w3.org/1999/xhtml"></br>loanDepot
<br xmlns="http://www.w3.org/1999/xhtml"></br>(949) 822-4074 &#x7C; <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="mailto:gerdelji@loandepot.com" shape="rect">gerdelji@loandepot.com</a>

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">Media Contact: 
</b><br xmlns="http://www.w3.org/1999/xhtml"></br>Rebecca Anderson
<br xmlns="http://www.w3.org/1999/xhtml"></br>Senior Vice President, Strategic Communications and Public Relations
<br xmlns="http://www.w3.org/1999/xhtml"></br>loanDepot
<br xmlns="http://www.w3.org/1999/xhtml"></br>(949) 822-4024 &#x7C; <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="mailto:rebeccaanderson@loandepot.com" shape="rect">rebeccaanderson@loandepot.com</a>

</p>

loanDepot, Inc. Addresses Notice of NYSE Trading Price Non-Compliance

NYSE deficiency could trigger reverse split risk for loanDepot; near-term volatility.

<section class="insight" data-version="1">
  <section data-block="information">
    <h3>Information</h3>
    <p>No immediate impact on listing of loanDepot’s Class A common stock or business operations



Company intends to cure the deficiency and return to compliance with the NYSE listing standard



loanDepot, Inc. (NYSE:LDI)</p>
  </section>

  <section data-block="ai-summary-paragraph">
    <h3>AI Summary</h3>
    <p>loanDepot received a NYSE deficiency letter for price criteria, with six months to cure. The company reports improving demand metrics (unit volume +25%, revenue +18%, purchase market share +33%) and expansion into home equity lending, with no near-term operational disruption expected. A shareholder-approved reverse split by mid-2027 is a possible path to regain listing and restore liquidity if needed.</p>
  </section>

  <section data-block="ai-summary-bullets">
    <h3>Key Points</h3>
    <ul><li>NYSE deficiency letter for LDI price criterion; cure within six months. No immediate impact on listing or operations.</li><li>Last quarter: unit volume +25%, revenue +18%. Purchase market share +33%.</li><li>Cure may involve reverse stock split; next annual meeting in 2027.</li><li>No operational disruption expected during cure period.</li></ul>
  </section>

  <section data-block="companies-mentioned">
    <h3>Companies Mentioned</h3>
    <ul><li><strong>loanDepot, Inc. (LDI)</strong>: Not in compliance with NYSE price criteria; cure path includes potential reverse split and six-month window.</li><li><strong>New York Stock Exchange (NYSE)</strong>: Issued deficiency letter; governs listing standards and cure framework.</li></ul>
  </section>

  <section data-block="category">
    <h3>Corporate Developments</h3>
    <p>Category Type: Corporate Developments. The update centers on listing compliance and potential capital action (reverse split), affecting LDI&#039;s equity risk and liquidity.</p>
  </section>

  <section data-block="market-moving">
    <h3>Market-Moving</h3>
    <ul><li>NYSE deficiency raises near-term volatility and investor scrutiny of LDI.</li><li>Possible reverse split could lift price but reduce liquidity.</li><li>Improving unit volume and revenue may support sentiment post-cure.</li></ul>
  </section>

  <section data-block="key-facts">
    <h3>Key Facts</h3>
    <ul><li>NYSE deficiency: 30-day avg price below $1 as of Aug 20, 2026.</li><li>Six-month cure window to restore price above $1.</li><li>Potential reverse split with shareholder approval by June 2027.</li><li>Last quarter: unit volume +25%, revenue +18%, purchase market share +33%.</li><li>No immediate impact on trading or operations.</li></ul>
  </section>

  <section data-block="trading-thesis">
    <h3>Trading Thesis</h3>
    <p>LDI&#039;s near-term price action hinges on cure progress; if compliant, expect re-rating within months.</p>
  </section>
</section>


<ul xmlns="http://www.w3.org/1999/xhtml" class="bwlistdisc">
<li xmlns="http://www.w3.org/1999/xhtml" class="bwalignc">
<b xmlns="http://www.w3.org/1999/xhtml">No immediate impact on listing of loanDepot’s Class A common stock or business operations</b>

</li>
<li xmlns="http://www.w3.org/1999/xhtml" class="bwalignc">
<b xmlns="http://www.w3.org/1999/xhtml">Company intends to cure the deficiency and return to compliance with the NYSE listing standard</b>

</li>
</ul><p xmlns="http://www.w3.org/1999/xhtml">
loanDepot, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/quote/LDI">LDI</a>) (together with its subsidiaries, "loanDepot") today announced that on August 21, 2026, it received a deficiency letter from the New York Stock Exchange (the "NYSE") notifying loanDepot that it is not in compliance with applicable price criteria in the NYSE’s continued listing standards.

</p><p xmlns="http://www.w3.org/1999/xhtml">
"As we continue to execute our transformation agenda to position loanDepot for profitable market share growth, we are making significant progress. In the last quarter, unit volume grew by 25%, revenue grew by 18%, and purchase market share grew by 33%. We executed a successful and strategic expansion into home equity lending, at scale, and re-entered the wholesale market," said loanDepot Founder and Chief Executive Officer Anthony Hsieh. "We are making more loans, making them faster, and producing them at a lower cost. By continuously leveraging our unique assets, including one of the most differentiated customer acquisition and retention business models in the marketplace today, and by prudently and actively managing our capital and debt obligations, we believe we can create sustainable stockholder value. As we do that, we expect our stock price to reflect our success."

</p><p xmlns="http://www.w3.org/1999/xhtml">
This notice has no immediate impact on the ability of loanDepot’s Class A common stock to continue to trade on the NYSE during the cure period. Furthermore, there is no immediate impact on the ongoing business operations of loanDepot or its reporting requirements with the U.S. Securities and Exchange Commission.

</p><p xmlns="http://www.w3.org/1999/xhtml">
The notice was received because as of August 20, 2026, the average closing price of loanDepot’s Class A Common Stock (the "Common Stock") was less than $1.00 per share over a consecutive 30 trading-day period (the "Notice").

</p><p xmlns="http://www.w3.org/1999/xhtml">
loanDepot will respond to the NYSE within ten business days of receipt of the notice of its intent to cure the deficiency. Pursuant to the applicable NYSE rules, loanDepot has a six-month period following receipt of the Notice to bring its share price and average share price back above $1.00. LoanDepot will consider available alternatives to cure the stock price non-compliance, including, if necessary, a reverse stock split that would be subject to stockholder approval no later than at loanDepot’s next annual meeting of stockholders anticipated for early June 2027.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">Forward-Looking Statements</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
This press release contains forward-looking statements that can be identified by the fact that they do not relate strictly to historical or current facts and may contain the words "believe," "aim," "anticipate," "expect," "goal," "intend," "plan," "predict," "estimate," "project," "will be," "will continue," "will likely result," or other similar words and phrases or future or conditional verbs such as "will," "may," "might," "should," "would," or "could" and the negatives of those terms. Examples of forward-looking statements include, but are not limited to, statements relating to the Company’s ability to maintain the listing of its Common Stock on the NYSE, its intentions regarding regaining compliance with the minimum price condition of NYSE, the Company’s intended methods to cure such related deficiency, its ability to create stockholder value, and stock price expectations, as well as the Company’s anticipated business and financial performance, unique assets, capital management strategies, and profitable market share growth.

</p><p xmlns="http://www.w3.org/1999/xhtml">
These forward-looking statements are based on current available operating, financial, economic and other information, and are not guarantees of future performance and are subject to risks, uncertainties and assumptions that are difficult to predict, including but not limited to, the following: our ability to regain compliance with the minimum price condition of NYSE and cure such related deficiency; our ability to maintain listing on the NYSE; our ability to achieve the expected benefits of our strategic plans and priorities and the success of other business initiatives; our ability to effectively manage our capital and debt obligations, including by executing bond repurchases; our ability to achieve profitability; our loan production volume; our ability to maintain an operating platform and management system sufficient to conduct our business; our ability to maintain warehouse lines of credit and other sources of capital and liquidity; our ability to effectively utilize artificial intelligence and emerging technologies; adverse changes in macroeconomic and U.S residential real estate and mortgage market conditions, including changes in interest rates, changes in global trade policy and tariffs, geopolitical tensions and conflicts; our ability to address, repay and/or refinance our senior notes; and other risks detailed in the &#34;Risk Factors&#34; section of loanDepot, Inc.&#39;s Annual Report on Form 10-K for the year ended December 31, 2025, as well as any subsequent filings with the Securities and Exchange Commission. Therefore, current plans, anticipated actions, and financial results, as well as the anticipated development of the industry, may differ materially from what is expressed or forecasted in any forward-looking statement. loanDepot does not undertake any obligation to publicly update or revise any forward-looking statement to reflect future events or circumstances, except as required by applicable law.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">About loanDepot</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Since its launch in 2010, <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.loandepot.com%2F&amp;esheet=54592948&amp;newsitemid=20260821667683&amp;lan=en-US&amp;anchor=loanDepot+%28NYSE%3A+LDI%29&amp;index=1&amp;md5=a1c89abcec5d439a719ae6690dd5153b" shape="rect">loanDepot (NYSE:<a class="ticker" href="https://www.benzinga.com/quote/LDI">LDI</a>)</a> has revolutionized the mortgage industry with digital innovations that make transacting easier, faster and less stressful for customers and originators alike. The company, which is licensed in all 50 states, helps its customers achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life’s most complex transactions. loanDepot is also committed to serving the communities in which its team lives and works through a variety of local and national philanthropic efforts.

</p><p xmlns="http://www.w3.org/1999/xhtml">
LDI-IR

</p><p xmlns="http://www.w3.org/1999/xhtml"><img xmlns="http://www.w3.org/1999/xhtml" alt="" src="https://cts.businesswire.com/ct/CT?id=bwnews&amp;sty=20260821667683r1&amp;sid=benz2&amp;distro=nx&amp;lang=en" style="width:0;height:0"></img><span xmlns="http://www.w3.org/1999/xhtml" class="bwct31415"></span></p><p xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink"><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-phrase">View source version on businesswire.com: </span><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-link"><a xmlns="http://www.w3.org/1999/xhtml" href="https://www.businesswire.com/news/home/20260821667683/en/" rel="nofollow">https://www.businesswire.com/news/home/20260821667683/en/</a></span></p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">Investor Contact: 
</b><br xmlns="http://www.w3.org/1999/xhtml"></br>Gerhard Erdelji
<br xmlns="http://www.w3.org/1999/xhtml"></br>Senior Vice President, Investor Relations
<br xmlns="http://www.w3.org/1999/xhtml"></br>loanDepot
<br xmlns="http://www.w3.org/1999/xhtml"></br>(949) 822-4074 &#x7C; <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="mailto:gerdelji@loandepot.com" shape="rect">gerdelji@loandepot.com</a>

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">Media Contact: 
</b><br xmlns="http://www.w3.org/1999/xhtml"></br>Rebecca Anderson
<br xmlns="http://www.w3.org/1999/xhtml"></br>Senior Vice President, Strategic Communications and Public Relations
<br xmlns="http://www.w3.org/1999/xhtml"></br>loanDepot
<br xmlns="http://www.w3.org/1999/xhtml"></br>(949) 822-4024 &#x7C; <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="mailto:rebeccaanderson@loandepot.com" shape="rect">rebeccaanderson@loandepot.com</a>

</p>

loanDepot received a NYSE deficiency letter for price criteria, with six months to cure. The company reports improving demand metrics (unit volume +25%, revenue +18%, purchase market share +33%) and expansion into home equity lending, with no near-term operational disruption expected. A shareholder-approved reverse split by mid-2027 is a possible path to regain listing and restore liquidity if needed.

News insight

loanDepot, Inc. Addresses Notice of NYSE Trading Price Non-Compliance

AI summary

Sentiment rationale

Key facts

Corporate Developments