Fort Lauderdale, Florida--(Newsfile Corp. - April 20, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today Brean Capital, LLC (&#34;Brean&#34;) has initiated equity research coverage of the Company.Coverage is led by

<p>Fort Lauderdale, Florida--(Newsfile Corp. - April 20, 2026) - <a href="https://api.newsfilecorp.com/redirect/mjwKWCxaAE">OptimumBank Holdings, Inc.</a> (NYSE:<a class="ticker" href="https://www.benzinga.com/quote/OPHC">OPHC</a>), announced today <a href="https://api.newsfilecorp.com/redirect/kX2nviYZ0M">Brean Capital, LLC</a> ("Brean") has initiated equity research coverage of the Company.</p><p>Coverage is led by Christopher Marinac, Director of Research at Brean, who has initiated coverage with a Buy rating and an $8 price target.</p><p>"We are proud to have Brean Capital initiate research coverage of OptimumBank Holdings," said Moishe Gubin, Chairman of the Board of OptimumBank Holdings, Inc. "We believe this coverage reflects growing awareness of our business model, operating performance, and long-term growth strategy."</p><p>The report was distributed by Brean to its institutional client base. Investors interested in obtaining a copy of the research report should contact Brean directly.<br /><br /><b>About OptimumBank Holdings, Inc.<br /></b>Founded in 2000 and headquartered in Fort Lauderdale, Florida, <a href="https://api.newsfilecorp.com/redirect/B5Va3TPmGv">OptimumBank</a> is a full-service community bank focused on delivering personalized service, competitive pricing, and innovative financial solutions. The Bank supports economic development and community growth through responsible banking practices. <a href="https://api.newsfilecorp.com/redirect/5WZxMtWp4j">OptimumBank</a>'s business and financial solutions include: <a href="https://api.newsfilecorp.com/redirect/LqB12FGVaX" target="_blank">Business Banking</a>, <a href="https://api.newsfilecorp.com/redirect/oPwnWhBXMy" target="_blank">Business Lending, </a><a href="https://api.newsfilecorp.com/redirect/OAoZxS2r7y" target="_blank">SBA Lending Solutions</a>, <a href="https://api.newsfilecorp.com/redirect/PqO1WFgGLv" target="_blank">Treasury Management</a>, and <a href="https://api.newsfilecorp.com/redirect/wEZnMtBJyx" target="_blank">Personal Banking</a>.</p><p><i><b>Note Regarding Forward-Looking Statements</b></i><br /><i>Certain statements in this press release are "forward-looking statements" within the meaning of the rules and regulations of the Private Securities Litigation and Reform Act of 1995. These statements are based on management's current expectations and are subject to uncertainty and changes in circumstances. These statements are not guarantees of future results or occurrences and are subject to change, possibly materially. See "Note Regarding Forward-Looking Statements" and the sections entitled "Risk Factors" in the Company's filings with the Securities and Exchange Commission which are available on OptimumBank's website (</i><a href="https://api.newsfilecorp.com/redirect/gJwAVh5bVP" target="_blank">Investor Relations - OptimumBank</a><i>) and on the Securities and Exchange Commission's website (<a href="http://www.sec.gov" title="www.sec.gov">www.sec.gov</a>). Any forward-looking statements made by or on behalf of OptimumBank speak only as to the date they are made, and OptimumBank does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.</i><br /><br />SOURCE: OptimumBank Holdings, Inc.</p><div id="contactInfo"><p><u><b>Investor Relations &#38; Corporate Relations</b></u></p><p>Contact: Seth Denison</p><p>Telephone: (305) 401-4140 / <a href="mailto:SDenison@OptimumBank.com">SDenison@OptimumBank.com</a></p></div><p id="corporateNewsLogoContainer"><img src="https://images.newsfilecorp.com/files/10988/293357_50a2fb90f4723a52_logo.jpg" id="corporateNewsLogo" alt="Corporate Logo" /></p><p id="corporateLinkBack">To view the source version of this press release, please visit <a href="https://api.newsfilecorp.com/redirect/ppwnyc5D0D">https://www.newsfilecorp.com/release/293357</a></p><p><img src="https://api.newsfilecorp.com/newsinfo/293357/197" alt="" /></p>

OPHC

OptimumBank Holdings, Inc. Announces Initiation of Coverage by Brean Capital

Brean Capital Initiates Buy Rating with $8 Target for OptimumBank

<section class="insight" data-version="1">
  <section data-block="information">
    <h3>Information</h3>
    <p>Fort Lauderdale, Florida--(Newsfile Corp. - April 20, 2026) - OptimumBank Holdings, Inc. (NYSE:OPHC), announced today Brean Capital, LLC (&amp;#34;Brean&amp;#34;) has initiated equity research coverage of the Company.Coverage is led by</p>
  </section>

  <section data-block="ai-summary-paragraph">
    <h3>AI Summary</h3>
    <p>Brean Capital has started equity research coverage on OptimumBank Holdings (OPHC) with a Buy rating and an $8 price target. This move underscores the growing confidence in the bank&#039;s business model and long-term growth potential, potentially attracting more investor interest.</p>
  </section>

  <section data-block="ai-summary-bullets">
    <h3>Key Points</h3>
    <ul><li>Brean Capital initiated coverage on OptimumBank with a Buy rating.</li><li>A price target of $8 was set for OPHC stock.</li><li>Chairman Moishe Gubin highlights growing awareness of OPHC&#039;s business model.</li><li>Coverage distribution aims to reach institutional investors.</li><li>The report reflects confidence in long-term growth strategy.</li></ul>
  </section>

  <section data-block="companies-mentioned">
    <h3>Companies Mentioned</h3>
    <ul><li><strong>Brean Capital, LLC</strong>: Initiated equity research coverage, indicating confidence in OPHC.</li><li><strong>OptimumBank Holdings, Inc. (OPHC)</strong>: Main subject of the report; supported by increasing institutional attention.</li></ul>
  </section>

  <section data-block="category">
    <h3>Research Analysis</h3>
    <p>This news falls under &#039;Research Analysis,&#039; as it reflects new equity coverage impacting OPHC&#039;s market perception and potential investment attractiveness.</p>
  </section>

  <section data-block="market-moving">
    <h3>Market-Moving</h3>
    <ul><li>Initiation of Buy rating could drive immediate interest from institutional investors.</li><li>A price target increase may lead to upward momentum in OPHC&#039;s stock price.</li><li>Increased awareness of OPHC&#039;s business model may attract retail investors.</li></ul>
  </section>

  <section data-block="key-facts">
    <h3>Key Facts</h3>
    <ul><li>Brean Capital started coverage on OPHC on April 20, 2026.</li><li>The Buy rating includes a price target of $8.</li><li>OptimumBank has operated since 2000, focusing on community banking.</li></ul>
  </section>

  <section data-block="trading-thesis">
    <h3>Trading Thesis</h3>
    <p>Consider buying OPHC based on new coverage and positive outlook over the next 12 months.</p>
  </section>
</section>


<p>Fort Lauderdale, Florida--(Newsfile Corp. - April 20, 2026) - <a href="https://api.newsfilecorp.com/redirect/mjwKWCxaAE">OptimumBank Holdings, Inc.</a> (NYSE:<a class="ticker" href="https://www.benzinga.com/quote/OPHC">OPHC</a>), announced today <a href="https://api.newsfilecorp.com/redirect/kX2nviYZ0M">Brean Capital, LLC</a> ("Brean") has initiated equity research coverage of the Company.</p><p>Coverage is led by Christopher Marinac, Director of Research at Brean, who has initiated coverage with a Buy rating and an $8 price target.</p><p>"We are proud to have Brean Capital initiate research coverage of OptimumBank Holdings," said Moishe Gubin, Chairman of the Board of OptimumBank Holdings, Inc. "We believe this coverage reflects growing awareness of our business model, operating performance, and long-term growth strategy."</p><p>The report was distributed by Brean to its institutional client base. Investors interested in obtaining a copy of the research report should contact Brean directly.<br /><br /><b>About OptimumBank Holdings, Inc.<br /></b>Founded in 2000 and headquartered in Fort Lauderdale, Florida, <a href="https://api.newsfilecorp.com/redirect/B5Va3TPmGv">OptimumBank</a> is a full-service community bank focused on delivering personalized service, competitive pricing, and innovative financial solutions. The Bank supports economic development and community growth through responsible banking practices. <a href="https://api.newsfilecorp.com/redirect/5WZxMtWp4j">OptimumBank</a>'s business and financial solutions include: <a href="https://api.newsfilecorp.com/redirect/LqB12FGVaX" target="_blank">Business Banking</a>, <a href="https://api.newsfilecorp.com/redirect/oPwnWhBXMy" target="_blank">Business Lending, </a><a href="https://api.newsfilecorp.com/redirect/OAoZxS2r7y" target="_blank">SBA Lending Solutions</a>, <a href="https://api.newsfilecorp.com/redirect/PqO1WFgGLv" target="_blank">Treasury Management</a>, and <a href="https://api.newsfilecorp.com/redirect/wEZnMtBJyx" target="_blank">Personal Banking</a>.</p><p><i><b>Note Regarding Forward-Looking Statements</b></i><br /><i>Certain statements in this press release are "forward-looking statements" within the meaning of the rules and regulations of the Private Securities Litigation and Reform Act of 1995. These statements are based on management's current expectations and are subject to uncertainty and changes in circumstances. These statements are not guarantees of future results or occurrences and are subject to change, possibly materially. See "Note Regarding Forward-Looking Statements" and the sections entitled "Risk Factors" in the Company's filings with the Securities and Exchange Commission which are available on OptimumBank's website (</i><a href="https://api.newsfilecorp.com/redirect/gJwAVh5bVP" target="_blank">Investor Relations - OptimumBank</a><i>) and on the Securities and Exchange Commission's website (<a href="http://www.sec.gov" title="www.sec.gov">www.sec.gov</a>). Any forward-looking statements made by or on behalf of OptimumBank speak only as to the date they are made, and OptimumBank does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.</i><br /><br />SOURCE: OptimumBank Holdings, Inc.</p><div id="contactInfo"><p><u><b>Investor Relations &#38; Corporate Relations</b></u></p><p>Contact: Seth Denison</p><p>Telephone: (305) 401-4140 / <a href="mailto:SDenison@OptimumBank.com">SDenison@OptimumBank.com</a></p></div><p id="corporateNewsLogoContainer"><img src="https://images.newsfilecorp.com/files/10988/293357_50a2fb90f4723a52_logo.jpg" id="corporateNewsLogo" alt="Corporate Logo" /></p><p id="corporateLinkBack">To view the source version of this press release, please visit <a href="https://api.newsfilecorp.com/redirect/ppwnyc5D0D">https://www.newsfilecorp.com/release/293357</a></p><p><img src="https://api.newsfilecorp.com/newsinfo/293357/197" alt="" /></p>

Brean Capital has started equity research coverage on OptimumBank Holdings (OPHC) with a Buy rating and an $8 price target. This move underscores the growing confidence in the bank's business model and long-term growth potential, potentially attracting more investor interest.

OptimumBank Holdings, Inc. Announces Initiation of Coverage by Brean Capital

AI Summary

Sentiment Rationale

Trading Thesis

Market-Moving

Key Facts

Companies Mentioned

Research Analysis

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