
Recognition follows a record-setting 2025 marked by strong performance, disciplined growth and continued strategic execution


Republic Bancorp, Inc., the parent company of Republic Bank &amp; Trust Company (&#34;Republic&#34;

<p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc">
<i xmlns="http://www.w3.org/1999/xhtml">Recognition follows a record-setting 2025 marked by strong performance, disciplined growth and continued strategic execution</i>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Republic Bancorp, Inc., the parent company of Republic Bank &amp; Trust Company ("Republic" or the "Bank"), has once again been named a winner of the Raymond James Community Bankers Cup.

</p><p xmlns="http://www.w3.org/1999/xhtml">
The Raymond James Community Bankers Cup honors the top 10 percent of community banks across the country with assets between $500 million and $10 billion based on various profitability, operational efficiency, and balance sheet metrics.

</p><p xmlns="http://www.w3.org/1999/xhtml">
"This award reflects the consistency and discipline that have guided our organization for more than 40 years," said Republic Bancorp Executive Chair Steve Trager. "Our focus has always been on operating responsibly, performing consistently, and maintaining the confidence our clients place in us."

</p><p xmlns="http://www.w3.org/1999/xhtml">
This recognition follows a record-setting year for Republic in 2025, highlighted by strong performance and continued strategic execution. Republic Bancorp, Inc. reported record net income for the year, exceeding 2024 results by $30 million, with year-over-year net income growth across all five SEC reporting segments. Republic also surpassed $1 billion in Total Stockholders' Equity, a milestone that reflects disciplined growth strategy, strong financial performance, and unwavering commitment to maintaining industry-strong capital ratios.

</p><p xmlns="http://www.w3.org/1999/xhtml">
"Back-to-back recognition of this caliber doesn't happen by accident. It's the result of a team that's focused, disciplined, and always looking ahead," said Republic President and CEO Logan Pichel. "Since the beginning, our goal has been to deliver national-level services while maintaining the community-first, relationship-driven approach. Accolades like this, combined with a record year, reinforces that our approach is working and that we're continuing to deliver for our clients."

</p><p xmlns="http://www.w3.org/1999/xhtml">
Republic is proud to be recognized by numerous local and national organizations for its impact as a leading financial institution, committed community partner, and preferred employer. Recent noteworthy financial and banking accolades include S&amp;P Global Market Intelligence Top 50 Community Bank (2026, 2025, 2024), Newsweek Best Regional Bank (2026, 2025, 2024), Forbes' World's Best Bank (2026), and more.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">About Republic Bank</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Republic Bancorp, Inc. (the "Company") is the parent company of Republic Bank &amp; Trust Company (the "Bank"). The Bank currently has 47 banking centers in communities within five metropolitan statistical areas ("MSAs") across five states: 22 banking centers located within the Louisville MSA in Louisville, Prospect, Shelbyville, and Shepherdsville in Kentucky, and Floyds Knobs, Jeffersonville, and New Albany in Indiana; six banking centers within the Lexington MSA in Georgetown and Lexington in Kentucky; eight banking centers within the Cincinnati MSA in Cincinnati and West Chester in Ohio, and Bellevue, Covington, Crestview Hills, and Florence in Kentucky; seven banking centers within the Tampa MSA in Largo, New Port Richey, St. Petersburg, Seminole, and Tampa in Florida; and four banking centers within the Nashville MSA in Franklin, Murfreesboro, Nashville and Spring Hill, Tennessee. The Bank offers online banking at <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.republicbank.com&amp;esheet=54546338&amp;newsitemid=20260602695343&amp;lan=en-US&amp;anchor=www.republicbank.com&amp;index=1&amp;md5=6f9c0545513b73d187d8e6fd2a25d7d0" shape="rect">www.republicbank.com</a>. The Company is headquartered in Louisville, Kentucky, and as of March 31, 2026, had approximately $7.25 billion in total assets. The Company's Class A Common Stock is listed under the symbol "RBCAA" on the NASDAQ Global Select Market.

</p><p xmlns="http://www.w3.org/1999/xhtml"><img xmlns="http://www.w3.org/1999/xhtml" alt="" src="https://cts.businesswire.com/ct/CT?id=bwnews&amp;sty=20260602695343r1&amp;sid=benz2&amp;distro=nx&amp;lang=en" style="width:0;height:0"></img><span xmlns="http://www.w3.org/1999/xhtml" class="bwct31415"></span></p><p xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink"><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-phrase">View source version on businesswire.com: </span><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-link"><a xmlns="http://www.w3.org/1999/xhtml" href="https://www.businesswire.com/news/home/20260602695343/en/" rel="nofollow">https://www.businesswire.com/news/home/20260602695343/en/</a></span></p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">MEDIA CONTACT: 
</b><br xmlns="http://www.w3.org/1999/xhtml"></br>Courtney Eder 
<b xmlns="http://www.w3.org/1999/xhtml"><br xmlns="http://www.w3.org/1999/xhtml"></br></b>Senior Vice President
<br xmlns="http://www.w3.org/1999/xhtml"></br>Chief Marketing Officer
<br xmlns="http://www.w3.org/1999/xhtml"></br>(502) 584-3600

</p>

RBCAA

Republic Bancorp, Inc. Earns Raymond James Community Banker's Cup Honor for the Second Consecutive Year

Republic Bancorp Wins Raymond James Cup Amid 2025 Record Year

<section class="insight" data-version="1">
  <section data-block="information">
    <h3>Information</h3>
    <p>Recognition follows a record-setting 2025 marked by strong performance, disciplined growth and continued strategic execution


Republic Bancorp, Inc., the parent company of Republic Bank &amp;amp; Trust Company (&amp;#34;Republic&amp;#34;</p>
  </section>

  <section data-block="ai-summary-paragraph">
    <h3>AI Summary</h3>
    <p>Republic Bancorp was named a Raymond James Community Bankers Cup winner, signaling continued profitability and disciplined growth after a record 2025. The year featured net income up $30 million versus 2024 and Total Stockholders&#039; Equity above $1 billion, underscoring solid capital and balance-sheet strength. The accolades, plus a 47-branch footprint across five MSAs, reinforce RBCAA&#039;s competitive position and growth runway.</p>
  </section>

  <section data-block="ai-summary-bullets">
    <h3>Key Points</h3>
    <ul><li>Republic Bancorp wins Raymond James Community Bankers Cup. Top 10% of community banks by assets.</li><li>2025: record net income, up $30M from 2024.</li><li>Total stockholders’ equity exceeded $1B.</li><li>S&amp;P Global Market Intelligence Top 50 Community Bank recognition.</li><li>RBCAA assets about $7.25B as of March 31, 2026; 47 centers.</li></ul>
  </section>

  <section data-block="companies-mentioned">
    <h3>Companies Mentioned</h3>
    <ul><li><strong>Republic Bancorp, Inc. (RBCAA)</strong>: Parent company of Republic Bank; positive publicity from award and strong 2025 metrics.</li><li><strong>Raymond James Financial, Inc. (RJF)</strong>: Sponsor of the Community Bankers Cup; external validation of community-bank performance.</li><li><strong>S&amp;P Global Market Intelligence (SPGI)</strong>: Provider of Top 50 Community Bank designation; external benchmarking for RBCAA.</li></ul>
  </section>

  <section data-block="category">
    <h3>Earnings</h3>
    <p>Category: Earnings. The piece highlights 2025 earnings strength and external recognitions, reinforcing investor view of RBCAA&#039;s profitability and capital adequacy.</p>
  </section>

  <section data-block="market-moving">
    <h3>Market-Moving</h3>
    <ul><li>Raymond James Cup recognition may lift sentiment and RBCAA&#039;s valuation.</li><li>Record 2025 results with $30M net income increase support earnings quality.</li><li>Equity above $1B signals strong capital ratio, aiding potential dividends or buybacks.</li><li>Scale expansion with 47 branches across five MSAs supports future loan growth.</li></ul>
  </section>

  <section data-block="key-facts">
    <h3>Key Facts</h3>
    <ul><li>As of March 31, 2026, RBCAA total assets about $7.25B.</li><li>2025 net income grew by $30M versus 2024.</li><li>Total Stockholders&#039; Equity surpassed $1B.</li><li>RBCAA operates 47 banking centers across 5 MSAs.</li><li>RBCAA is listed on NASDAQ: RBCAA.</li></ul>
  </section>

  <section data-block="trading-thesis">
    <h3>Trading Thesis</h3>
    <p>RBCAA could see modest near-term multiple expansion as the award validates durable profitability and capital strength.</p>
  </section>
</section>


<p xmlns="http://www.w3.org/1999/xhtml" class="bwalignc">
<i xmlns="http://www.w3.org/1999/xhtml">Recognition follows a record-setting 2025 marked by strong performance, disciplined growth and continued strategic execution</i>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Republic Bancorp, Inc., the parent company of Republic Bank &amp; Trust Company ("Republic" or the "Bank"), has once again been named a winner of the Raymond James Community Bankers Cup.

</p><p xmlns="http://www.w3.org/1999/xhtml">
The Raymond James Community Bankers Cup honors the top 10 percent of community banks across the country with assets between $500 million and $10 billion based on various profitability, operational efficiency, and balance sheet metrics.

</p><p xmlns="http://www.w3.org/1999/xhtml">
"This award reflects the consistency and discipline that have guided our organization for more than 40 years," said Republic Bancorp Executive Chair Steve Trager. "Our focus has always been on operating responsibly, performing consistently, and maintaining the confidence our clients place in us."

</p><p xmlns="http://www.w3.org/1999/xhtml">
This recognition follows a record-setting year for Republic in 2025, highlighted by strong performance and continued strategic execution. Republic Bancorp, Inc. reported record net income for the year, exceeding 2024 results by $30 million, with year-over-year net income growth across all five SEC reporting segments. Republic also surpassed $1 billion in Total Stockholders' Equity, a milestone that reflects disciplined growth strategy, strong financial performance, and unwavering commitment to maintaining industry-strong capital ratios.

</p><p xmlns="http://www.w3.org/1999/xhtml">
"Back-to-back recognition of this caliber doesn't happen by accident. It's the result of a team that's focused, disciplined, and always looking ahead," said Republic President and CEO Logan Pichel. "Since the beginning, our goal has been to deliver national-level services while maintaining the community-first, relationship-driven approach. Accolades like this, combined with a record year, reinforces that our approach is working and that we're continuing to deliver for our clients."

</p><p xmlns="http://www.w3.org/1999/xhtml">
Republic is proud to be recognized by numerous local and national organizations for its impact as a leading financial institution, committed community partner, and preferred employer. Recent noteworthy financial and banking accolades include S&amp;P Global Market Intelligence Top 50 Community Bank (2026, 2025, 2024), Newsweek Best Regional Bank (2026, 2025, 2024), Forbes' World's Best Bank (2026), and more.

</p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">About Republic Bank</b>

</p><p xmlns="http://www.w3.org/1999/xhtml">
Republic Bancorp, Inc. (the "Company") is the parent company of Republic Bank &amp; Trust Company (the "Bank"). The Bank currently has 47 banking centers in communities within five metropolitan statistical areas ("MSAs") across five states: 22 banking centers located within the Louisville MSA in Louisville, Prospect, Shelbyville, and Shepherdsville in Kentucky, and Floyds Knobs, Jeffersonville, and New Albany in Indiana; six banking centers within the Lexington MSA in Georgetown and Lexington in Kentucky; eight banking centers within the Cincinnati MSA in Cincinnati and West Chester in Ohio, and Bellevue, Covington, Crestview Hills, and Florence in Kentucky; seven banking centers within the Tampa MSA in Largo, New Port Richey, St. Petersburg, Seminole, and Tampa in Florida; and four banking centers within the Nashville MSA in Franklin, Murfreesboro, Nashville and Spring Hill, Tennessee. The Bank offers online banking at <a xmlns="http://www.w3.org/1999/xhtml" rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.republicbank.com&amp;esheet=54546338&amp;newsitemid=20260602695343&amp;lan=en-US&amp;anchor=www.republicbank.com&amp;index=1&amp;md5=6f9c0545513b73d187d8e6fd2a25d7d0" shape="rect">www.republicbank.com</a>. The Company is headquartered in Louisville, Kentucky, and as of March 31, 2026, had approximately $7.25 billion in total assets. The Company's Class A Common Stock is listed under the symbol "RBCAA" on the NASDAQ Global Select Market.

</p><p xmlns="http://www.w3.org/1999/xhtml"><img xmlns="http://www.w3.org/1999/xhtml" alt="" src="https://cts.businesswire.com/ct/CT?id=bwnews&amp;sty=20260602695343r1&amp;sid=benz2&amp;distro=nx&amp;lang=en" style="width:0;height:0"></img><span xmlns="http://www.w3.org/1999/xhtml" class="bwct31415"></span></p><p xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink"><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-phrase">View source version on businesswire.com: </span><span xmlns="http://www.w3.org/1999/xhtml" id="mmgallerylink-link"><a xmlns="http://www.w3.org/1999/xhtml" href="https://www.businesswire.com/news/home/20260602695343/en/" rel="nofollow">https://www.businesswire.com/news/home/20260602695343/en/</a></span></p><p xmlns="http://www.w3.org/1999/xhtml">
<b xmlns="http://www.w3.org/1999/xhtml">MEDIA CONTACT: 
</b><br xmlns="http://www.w3.org/1999/xhtml"></br>Courtney Eder 
<b xmlns="http://www.w3.org/1999/xhtml"><br xmlns="http://www.w3.org/1999/xhtml"></br></b>Senior Vice President
<br xmlns="http://www.w3.org/1999/xhtml"></br>Chief Marketing Officer
<br xmlns="http://www.w3.org/1999/xhtml"></br>(502) 584-3600

</p>

Republic Bancorp was named a Raymond James Community Bankers Cup winner, signaling continued profitability and disciplined growth after a record 2025. The year featured net income up $30 million versus 2024 and Total Stockholders' Equity above $1 billion, underscoring solid capital and balance-sheet strength. The accolades, plus a 47-branch footprint across five MSAs, reinforce RBCAA's competitive position and growth runway.

Republic Bancorp, Inc. Earns Raymond James Community Banker's Cup Honor for the Second Consecutive Year

AI Summary

Sentiment Rationale

Trading Thesis

Market-Moving

Key Facts

Companies Mentioned

Earnings

Related News