1. UCB authorized a $100 million stock repurchase program beginning December 2025. 2. Current repurchase program has utilized $44 million in 2025. 3. The program could positively influence stock price depending on market conditions. 4. UCB continues to maintain a strong financial standing with $28.1 billion in assets. 5. Company received several awards for customer satisfaction and workplace quality.
FAQ
Why Bullish?
Stock buybacks typically lead to reduced share supply, enhancing price stability. Historical trends reflect that similar announcements often result in upward price momentum.
How important is it?
The announcement of a substantial repurchase program signals confidence in UCB's financial health, which can enhance shareholder value. Given the positive consumer banking awards, it reflects strong operational performance which affects investor sentiment positively.
Why Short Term?
The immediate impact from the buyback program can create short-term positive sentiment. However, longer-term effects depend on ongoing company performance and market conditions.
United Community Banks, Inc. Extends Share Repurchase Program
GREENVILLE, S.C., Dec. 08, 2025 (GLOBE NEWSWIRE) — United Community Banks, Inc. (NYSE: UCB) has announced the approval of a new common stock repurchase program, allowing for the repurchase of up to $100 million of its outstanding common stock. This initiative is set to begin after the current repurchase program concludes on December 31, 2025, and will continue until December 31, 2026.
Details of the Stock Repurchase Program
The Company's Board of Directors has authorized this Stock Repurchase Program to enhance shareholder value by potentially reducing the number of outstanding shares. Under this program, repurchases may occur on the open market, through privately negotiated transactions, or in ways compliant with the Securities Exchange Act of 1934.
In 2025, United Community Banks has already repurchased $44 million worth of shares under its existing plan. Key aspects of the new program include:
- Repurchases will start after the expiration of the current program on December 31, 2025.
- The initiative will conclude on December 31, 2026.
- The program can be modified, suspended, or discontinued at the Company’s discretion.
Factors Influencing Repurchases
The actual number of shares repurchased under the new program will be determined by several factors, including:
- Performance of the Company’s share price.
- Overall market conditions.
- Availability of alternative investment opportunities.
- Other considerations deemed appropriate by the Company.
About United Community Banks, Inc.
United Community Banks, Inc. (NYSE: UCB) is recognized as one of the top 100 U.S. financial institutions, dedicated to fortifying communities and enhancing the financial health of customers. As of September 30, 2025, the Company boasts $28.1 billion in assets and operates 199 offices across Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee.
The Company’s services span banking, mortgage, and wealth management. Additionally, United Community Banks manages a respected SBA lending franchise and a national equipment finance subsidiary, broadening its support for businesses nationwide.
Award-Winning Customer Satisfaction
United Community Banks has a robust reputation for customer satisfaction, receiving:
- J.D. Power’s award for highest customer satisfaction among consumer banks in the Southeast (11-time winner).
- A recognition as the most trusted bank in the region for 2025.
- Award from American Banker as one of the “Best Banks to Work For” for eight consecutive years.
- Five 2025 Greenwich Best Brand awards in commercial banking, including national recognition for middle market satisfaction.
Forbes consistently ranks United Community among the World’s Best and America’s Best Banks.
Contact Information
For more details regarding the share repurchase program or other inquiries, please contact:
Jefferson Harralson
Chief Financial Officer
Phone: (864) 240-6208
Email: Jefferson_Harralson@ucbi.com