VCIG

V Gallant's Fintech Partner Credilab Secures Full Online Lending Approval in Malaysia, Advancing Revenue-Share AI Lending Platform

V Gallant's Malaysia online lending approval could unlock AI-driven growth for VCIG

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  <section data-block="information">
    <h3>Information</h3>
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    <h3>AI Summary</h3>
    <p>V Gallant&#039;s Credilab approval enables deployment of AI automation to accelerate digital lending in Malaysia. The revenue-share framework aligns VCIG&#039;s AI participation with Credilab&#039;s platform activity, while Credilab&#039;s US$37.1 million loan portfolio provides near-term revenue visibility. With SEA digital lending markets projected to US$12.8 billion by 2033, VCIG stands to benefit from an expanding addressable market.</p>
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    <h3>Key Points</h3>
    <ul><li>Credilab approved to operate as a full online lender in Malaysia; V Gallant to provide AI infra.</li><li>Partnership uses a revenue-share model tied to platform activity.</li><li>Credilab&#039;s loan portfolio sits at US$37.1 million prior to approval.</li><li>Five-minute loan approvals targeted at launch; SEA digital lending market poised for growth (US$12.8B by 2033, 25.5% CAGR).</li></ul>
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  <section data-block="companies-mentioned">
    <h3>Companies Mentioned</h3>
    <ul><li><strong>V Gallant Limited (N/A)</strong>: AI infrastructure arm of VCIG; will monetize via Credilab partnership.</li><li><strong>Credilab Sdn Bhd (N/A)</strong>: Fully online lending platform approved in Malaysia; leveraging V Gallant AI infra; US$37.1M loan portfolio.</li><li><strong>VCI Global Limited (VCIG)</strong>: Parent company; VCIG ticker; platform-centric AI ecosystem; potential uplift from AI-enabled lending partnerships.</li></ul>
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  <section data-block="category">
    <h3>Corporate Developments</h3>
    <p>Category fits Corporate Developments within Industry News: a strategic AI-enabled lending collaboration with regulatory approval showing how VCIG&#039;s subsystems monetize infrastructure in financial services.</p>
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  <section data-block="market-moving">
    <h3>Market-Moving</h3>
    <ul><li>Malaysia online lending approval acts as near-term catalyst for VCIG&#039;s AI lending infrastructure.</li><li>Credilab&#039;s US$37.1 million loan portfolio provides revenue visibility for VCIG.</li><li>SEA digital lending market growth (US$12.8B by 2033) supports longer-term upside.</li><li>Revenue-share model ties AI infra revenue to platform activity, potential margin upside.</li></ul>
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  <section data-block="key-facts">
    <h3>Key Facts</h3>
    <ul><li>Date of release: June 08, 2026 (GLOBE NEWSWIRE).</li><li>Credilab loan portfolio: US$37.1 million (RM150.9 million) prior to approval.</li><li>Targeted loan approvals: as little as five minutes at launch.</li><li>SEA digital lending market projected: US$12.8 billion by 2033; CAGR 25.5% (2025–2033).</li></ul>
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  <section data-block="trading-thesis">
    <h3>Trading Thesis</h3>
    <p>Bullish for VCIG in 3–6 months as Credilab scales online lending via AI infrastructure.</p>
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  <p>KUALA LUMPUR, Malaysia, June 08, 2026 (GLOBE NEWSWIRE) -- V Gallant Limited ("V Gallant", or the "Company"), the AI and technology infrastructure arm of VCI Global Limited (NASDAQ:VCIG) ("VCI Global"), today announced that its fintech partner, Credilab Sdn Bhd ("Credilab") has received approval to operate as a fully online lending platform in Malaysia. This development advances the commercialization of V Gallant's AI-powered lending infrastructure through an exclusive fintech AI automation partnership established earlier this quarter. Under the partnership, V Gallant will provide AI infrastructure, intelligent workflow automation, and operating-system capabilities to support Credilab's digital lending operations. The collaboration includes a revenue-share arrangement that aligns V Gallant's participation with platform activity and utilization, subject to applicable commercial terms, regulatory requirements, and compliance obligations.</p>

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    <h2>Key milestones and financials</h2>
    <ul>
      <li>Credilab Sdn Bhd has earned approval to operate as a fully online lending platform in Malaysia.</li>
      <li>The partnership between V Gallant and Credilab is an exclusive fintech AI automation arrangement established earlier this quarter, with AI infrastructure, workflow automation, and operating-system capabilities to support Credilab's digital lending operations.</li>
      <li>The collaboration includes a <strong>revenue-share</strong> arrangement that aligns V Gallant's participation with platform activity and utilization, subject to applicable commercial terms, regulatory requirements, and compliance obligations.</li>
      <li>Prior to full online lending approval, Credilab had an operating lending business with a loan portfolio of approximately <strong>US$37.1 million</strong> (<strong>RM150.9 million</strong>).</li>
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    <h2>Operational launch and expected borrower experience</h2>
    <p>Management believes the approval enables Credilab to pursue a more scalable digital-first lending model supported by V Gallant's AI automation infrastructure. Upon launch, the platform aims to provide eligible borrowers with a streamlined lending experience, with loan approval and disbursement targeted in as little as <strong>five minutes</strong>, subject to identity verification, underwriting, risk assessment, compliance reviews, banking infrastructure, and applicable regulatory requirements.</p>
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  <section>
    <h2>Strategic context and market potential</h2>
    <p>The initiative reflects VCI Global's broader OPC (One Person Company) strategy, which leverages AI agents, workflow automation, and digital infrastructure to help organizations operate more efficiently while maintaining appropriate governance, compliance oversight, and risk controls.</p>
    <p>According to Cognitive Market Research, the global Digital Lending Platform market is projected to reach approximately <strong>US$12.8 billion</strong> by <strong>2033</strong>, reflecting a compound annual growth rate of <strong>25.5%</strong> from <strong>2025</strong> to <strong>2033</strong>. Management believes growing adoption of digital payments, mobile-first financial services, embedded finance solutions and AI-enabled credit technologies continues to drive the evolution of digital lending across Southeast Asia.</p>
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    <h2>Leadership quotes and management perspective</h2>
    <p>&#34;Credilab&#39;s full online lending approval is an important milestone that enables the next phase of our collaboration,&#34; said Audrey Liu, Chief Executive Officer of V Gallant Limited. &#34;With the regulatory approval now in place, we are positioned to deploy our AI infrastructure and automation capabilities to support key lending functions, including customer onboarding, underwriting support, workflow automation, servicing, and portfolio management.&#34;</p>
    <p>&#34;This partnership represents a practical application of our AI technology within a regulated financial services environment,&#34; management added. &#34;Through the revenue-share structure, we can align our technology participation with platform activity while demonstrating how AI-driven automation can help improve operational efficiency, accelerate processing workflows, and enhance the overall borrower experience.&#34;</p>
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    <h2>Strategic roadmap and expansion plans</h2>
    <p>Following launch in Malaysia, Credilab intends to evaluate additional product offerings and market opportunities, while V Gallant intends to explore broader applications of its AI infrastructure across selected industries and Southeast Asian markets, subject to regulatory requirements, commercial arrangements, and market conditions.</p>
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    <h2>About V Gallant Limited</h2>
    <p>V Gallant Limited is a subsidiary of VCI Global Limited (NASDAQ:VCIG), is a Malaysian-based provider of AI infrastructure, GPU-as-a-Service, and cybersecurity solutions. As an integrated artificial intelligence (AI) infrastructure and solutions company, V Gallant is dedicated to making advanced AI usable, scalable, and accessible for individuals, startups, and enterprises. At the heart of its mission is lowering technical and cost barriers that hinder broad AI adoption and deployment.</p>
    <p>The company&#39;s ecosystem combines privacy-first analytics with flexible compute resources and hands-on engineering services. Key offerings include Intelli-X, a scalable analytics and intelligent insights platform; Compute-X, which delivers pre-configured GPU servers with flexible rent-to-own options; and the GPU Lounge, a collaborative workspace providing on-demand access to cutting-edge compute infrastructure. In addition, V Gallant&#39;s in-house consultancy team partners with clients to design, develop, and deploy tailored AI solutions backed by local engineering support.</p>
    <p>Serving business and community needs across Malaysia and beyond, V Gallant democratises AI adoption through integrated infrastructure, shared resources, and innovative solutions that scale with organisational ambitions.</p>
    <p>For more information, kindly visit: <a href="https://vgallant.ai/" rel="nofollow" target="_blank">https://vgallant.ai/</a>.</p>
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  <section>
    <h2>About VCI Global Limited</h2>
    <p>VCI Global Limited (NASDAQ:VCIG) is an AI-native operating platform designed to scale and optimize businesses through centralized intelligence, data, and capital discipline.</p>
    <p>The Company operates a platform-based model in which subsidiaries, affiliates, and portfolio companies plug into VCI Global's centralized AI, data, governance, and capital allocation systems, enabling faster execution, improved capital efficiency, and scalable growth across multiple industries.</p>
    <p>VCI Global's platform centralizes AI-enabled execution, standardized KPI frameworks, financial and governance controls, and strategic capital allocation, while operating businesses focus on revenue generation, customer relationships, and local execution.</p>
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V Gallant's Credilab approval enables deployment of AI automation to accelerate digital lending in Malaysia. The revenue-share framework aligns VCIG's AI participation with Credilab's platform activity, while Credilab's US$37.1 million loan portfolio provides near-term revenue visibility. With SEA digital lending markets projected to US$12.8 billion by 2033, VCIG stands to benefit from an expanding addressable market.

V Gallant's Fintech Partner Credilab Secures Full Online Lending Approval in Malaysia, Advancing Revenue-Share AI Lending Platform

AI Summary

Sentiment Rationale

Trading Thesis

Market-Moving

Key Facts

Companies Mentioned

Corporate Developments

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