SAN DIEGO, March  27, 2026  (GLOBE NEWSWIRE) -- Johnson Fistel, PLLP is investigating potential claims on behalf of investors of X Financial (NYSE:XYF). The investigation focuses on X Financial executive officers and

X Financial Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

X Financial Facing Investigation Over Securities Compliance Issues

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  <section data-block="information">
    <h3>Information</h3>
    <p>SAN DIEGO, March  27, 2026  (GLOBE NEWSWIRE) -- Johnson Fistel, PLLP is investigating potential claims on behalf of investors of X Financial (NYSE:XYF). The investigation focuses on X Financial executive officers and</p>
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  <section data-block="ai-summary-paragraph">
    <h3>AI Summary</h3>
    <p>Johnson Fistel is investigating X Financial for potential investor losses under federal securities laws following disappointing Q4 results. The company&#039;s revenue and income declines, coupled with rising loan delinquencies, raise red flags, potentially leading to significant financial implications if legal claims are substantiated.</p>
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  <section data-block="ai-summary-bullets">
    <h3>Key Points</h3>
    <ul><li>Johnson Fistel investigates potential claims for X Financial investors.</li><li>X Financial&#039;s Q4 report showed 14.1% revenue decline compared to last year.</li><li>Net income fell 85.2% year-over-year, raising concerns.</li><li>Loan delinquency rates increased significantly, signaling asset quality issues.</li><li>Investors may recover losses under federal securities laws.</li></ul>
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  <section data-block="companies-mentioned">
    <h3>Companies Mentioned</h3>
    <ul><li><strong>X Financial (XYF)</strong>: Subject of investigation due to potential compliance issues.</li><li><strong>Johnson Fistel, PLLP (N/A)</strong>: Investigating X Financial&#039;s executive actions and potential securities law violations.</li></ul>
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  <section data-block="category">
    <h3>Legal</h3>
    <p>This falls under &#039;Legal&#039; as it involves an investigation into potential securities law violations that could impact X Financial&#039;s market standing and investor confidence significantly.</p>
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  <section data-block="market-moving">
    <h3>Market-Moving</h3>
    <ul><li>Declining revenues and rising loan delinquencies may lead to further stock price drop.</li><li>The outcome of the investigation could influence investor confidence and stock performance.</li><li>Potential legal claims may impose financial strain and affect future profitability.</li><li>Increased compliance scrutiny may attract negative media attention.</li></ul>
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  <section data-block="key-facts">
    <h3>Key Facts</h3>
    <ul><li>Total net revenue decreased 14.1% year-over-year.</li><li>Net income declined 85.2% compared to last year.</li><li>Loan delinquency rates rose to 2.90% from 1.17% for 31-60 days past due.</li><li>Loan delinquency rates increased to 6.31% from 2.48% for 91-180 days past due.</li><li>Investors are being solicited to join the investigation led by Johnson Fistel.</li></ul>
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  <section data-block="trading-thesis">
    <h3>Trading Thesis</h3>
    <p>Consider shorting XYF due to declining fundamentals and regulatory scrutiny over the next quarter.</p>
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<link type="text/css" rel="stylesheet" href="https://www.globenewswire.com/styles/gnw_nitf.css"></link><p>SAN DIEGO, March  27, 2026  (GLOBE NEWSWIRE) -- Johnson Fistel, PLLP is investigating potential claims on behalf of investors of X Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/quote/XYF">XYF</a>). The investigation focuses on X Financial executive officers and whether investor losses may be recovered under federal securities laws.</p>  <p><strong>What if I purchased X Financial securities?</strong><br></br>If you purchased X Financial securities and suffered losses on your investment, join our investigation now: <a href="https://www.globenewswire.com/Tracker?data=RZNauUr3TuqPimb0uvJUmru8dGz7ZMC-v1LmjRaFNt1drat_6PjGz_9SavG2z4eKO3uX6lD3rfdaLG3VD6guKCPSG0l67HSaF2uZRtlT2xYD4PO3n5fP7xiKWTPOTF9jRzozC0LIpvT392spaYXNUHhxiwyPMxF_pk2M-Q8gC9U=" rel="nofollow" target="_blank">Click here to join the investigation</a>.</p>  <p>Or for more information, contact Jim Baker at <a href="mailto:jimb@johnsonfistel.com">jimb@johnsonfistel.com</a> or (619) 814-4471.<br></br>There is no cost or obligation to you.</p>  <p><strong>Background of the investigation</strong><br></br>On March 25, 2026, X Financial reported its fourth quarter and full year 2025 financial results. Among other things, the Company disclosed that total net revenue decreased 14.1% year-over-year and 25.1% quarter-over-quarter, while net income declined 85.2% year-over-year. The Company also reported increases in loan delinquency rates, with loans 31–60 days past due rising to 2.90% from 1.17% and loans 91–180 days past due increasing to 6.31% from 2.48%. The Company stated that "asset quality came under increased pressure" and that profitability was significantly impacted by higher credit-related provisions.</p>  <p>In light of these disclosures, Johnson Fistel is investigating whether X Financial complied with the federal securities laws. If you suffered losses from your investment in X Financial stock, contact Johnson Fistel.</p>  <p><strong>About Johnson Fistel, PLLP &#x7C; Securities Fraud &amp; Investor Rights</strong><br></br>Johnson Fistel, PLLP is a nationally recognized shareholder-rights law firm with offices in California, New York, Georgia, Idaho, and Colorado. The firm represents individual and institutional investors in shareholder derivative and securities class action lawsuits and also assists foreign investors who purchased shares on U.S. exchanges. To learn more, visit <a href="https://www.globenewswire.com/Tracker?data=A2wQqJIUah2oaLuOnlvcGZWlrK2J8azSaWX78-zpiTe7aY4qbkM3K6tp6jVxAqvZGhp6A9-69h8I7v6BDU5Uxdfc8vuWpRW4EddLI6Wimw0=" rel="nofollow" target="_blank">www.johnsonfistel.com</a>.</p>  <p><strong>Achievements</strong><br></br>In 2024, Johnson Fistel was ranked among the Top 10 Plaintiff Law Firms by ISS Securities Class Action Services. This recognition reflects the firm's effectiveness in advocating for investors, having recovered approximately $90,725,000 for aggrieved clients in cases where it served as lead or co-lead counsel. This marks the eighth time the firm has been recognized as a top plaintiffs' securities law firm in the United States, based on the total dollar value of final recoveries.</p>  <p>Attorney advertising.<br></br>Past results do not guarantee future outcomes.<br></br>Services may be performed by attorneys in any of our offices.<br></br>Johnson Fistel, PLLP has paid for the dissemination of this promotional communication, and Frank J. Johnson is the attorney responsible for its content.</p>  <p><strong>Contact</strong><br></br>Johnson Fistel, PLLP<br></br>501 W. Broadway, Suite 800<br></br>San Diego, CA 92101<br></br>James Baker, Investor Relations – or – Frank J. Johnson, Esq.<br></br>(619) 814-4471 &#x7C; <a href="mailto:jimb@johnsonfistel.com">jimb@johnsonfistel.com</a> &#x7C; <a href="mailto:fjohnson@johnsonfistel.com">fjohnson@johnsonfistel.com</a></p> <img alt="" class="__GNW8366DE3E__IMG" src="https://www.globenewswire.com/newsroom/ti?nf=OTY3OTc2MyM3NTA3MTM3IzIxODE3ODk="></img> <br></br><img alt="" src="https://ml.globenewswire.com/media/MmM3OWU5ZGYtZTdiYi00NjU0LTkxMjYtOWI2MjJmZTU0NDk0LTExOTMzNTgtMjAyNi0wMy0yNy1lbg==/tiny/Johnson-Fistel-PLLP.png" referrerpolicy="no-referrer-when-downgrade"></img><p><a href="https://www.globenewswire.com/NewsRoom/AttachmentNg/bb2e6cf6-9d53-4d2e-a5d2-759cdd3b516c"><img src="https://ml.globenewswire.com/media/bb2e6cf6-9d53-4d2e-a5d2-759cdd3b516c/small/johnson-fistel-jpg.jpg" border="0" width="150" height="150" alt="Primary Logo"></img></a></p>

Johnson Fistel is investigating X Financial for potential investor losses under federal securities laws following disappointing Q4 results. The company's revenue and income declines, coupled with rising loan delinquencies, raise red flags, potentially leading to significant financial implications if legal claims are substantiated.

X Financial Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

AI Summary

Sentiment Rationale

Trading Thesis

Market-Moving

Key Facts

Companies Mentioned

Legal

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