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High materiality8/10

Upstart Reports Mixed Q1 Results with Revenue Beat and EPS Miss

May 5, 2026, 5:46 PM EDT2 sourcesAI-analyzed
Why it may matterVerify against the original reporting

The significant EPS miss and stock decline indicate investor sentiment is negative, reducing confidence in short-term fundamentals despite solid revenue figures.

AI summary

What happened, with direct paths to the underlying reporting

Upstart's Q1 results showed an earnings miss but a revenue beat, with significant growth in originations. Despite this, the stock declined sharply, which may create an attractive entry point for investors focused on long-term growth potential in AI-driven lending.

  • Upstart missed Q1 EPS estimate by 28.57%, reporting $0.30 per share.
  • Quarterly revenue of $308.21 million exceeded expectations of $303.68 million.
  • Originations grew 61% and revenue rose 44% year-over-year.
  • Company advanced AI models and applied for a national bank charter.
  • Stock fell 14.16% to $26.76 in after-hours trading.

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StockNews.AI groups source reporting, classifies the event, and measures subsequent price movement. This is informational research, not investment advice. Prices may be delayed or unavailable.

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