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The enhancement strengthens TRU's value proposition in mortgage underwriting, potentially driving higher adoption of its risk and analytics solutions. While not an immediate earnings trigger, sustained usage could improve revenue mix and underwriting efficiency, supporting multiple expansion longer-term.
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TransUnion unveiled ACA 2.0 attributes in its TruVision mortgage reports, expanding visibility beyond traditional credit data. The upgrade aims to improve early-stage decisioning, reduce risk sooner, and enable more competitive pricing for qualified borrowers at no extra cost. If lenders adopt the enhanced insights, TRU could see higher usage in mortgage workflows and potential revenue growth over time.
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