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KLARBullishCorporate Developmentsnews
High materiality7/10

Klarna to power Apple Upgrade leasing program in US, expanding payments

Jul 28, 2026, 8:20 AM EDT1 sourcesAI-analyzed
Why it may matterVerify against the original reporting

A high-profile collaboration with Apple directly expands Klarna's leasing revenue channel and daily active engagement metrics. While not a guaranteed revenue uplift, the partnership de-risks Klarna's reliance on payments processing by diversifying into asset financing and could attract more merchants to Klarna’s ecosystem. Comparable corporate partnerships in fintech have historically provided modest to meaningful upside when tied to a broad consumer device upgrade cycle.

AI summary

What happened, with direct paths to the underlying reporting

Klarna will serve as the leasing provider for Apple’s Upgrade program in the United States, offering iPhone, Apple Watch, Mac, and iPad hardware on multi-term leases with trade-in options. The partnership could broaden Klarna’s revenue base beyond payments processing by adding leasing fees and higher engagement with 119 million users and 3.4 million daily transactions. The program is live at Apple Store online, app, and in-store.

  • Klarna to be the leasing provider for Apple's Upgrade program in US.
  • Leases: 12/24 months for iPhone and Apple Watch; 24/36 months for Mac/iPad.
  • Trade-in option lowers monthly payments during initial lease term.
  • Available now at Apple Store online, app, and physical stores.

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