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Positive proof-of-concept for AI-led efficiency in lending could improve DB's cost-to-income ratio and operating leverage; success in scaling may translate into higher profitability and potential multiple expansion over time.
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Deutsche Bank's new technology chief, Marie-Jeanne Deverdun, told Reuters that AI is accelerating decisions for smaller corporate lending, reducing cycles from weeks to minutes. The efficiency boost highlights DB's ongoing tech modernization and could lift throughput and margins if scaled across the loan book.
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