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EXPGF

EXPGF

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EXPGFDec 5, 20240.00% since signal

‘I’ve nothing saved for retirement’: I’m 50 and earn $45,000. I don’t have a 401(k) match. Should I put 10% of my salary in a Roth IRA instead? - MarketWatch

The individual earns $45,000 annually but has student debt. 401(k) lacks employer matching, suggesting a Roth IRA may be better. Roth IRA offers tax-free growth, but 401(k) provides more creditor protection. For-profit college education leads to lower employment rates post-graduation. Networking plays a crucial role in job acquisition, potentially affecting salaries.

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