ACI Worldwide Integrates Paze Online Checkout into Pay.On Platform
ACI Worldwide (NASDAQ: ACIW), a leader in electronic payment solutions processing over $7 trillion annually, has announced a new integration of the Paze online checkout solution from Early Warning Services into its Pay.On payment orchestration platform. This strategic move aims to enhance wallet options for U.S. consumers, providing them with access to a digital wallet offered by participating banks and credit unions.
Meeting Merchant Demands with Simplified Integrations
As merchants face the increasing challenge of accommodating diverse payment preferences without managing multiple integrations, ACI Worldwide is responding by incorporating Paze into its Pay.On platform. This integration allows merchants to easily enable the Paze digital wallet through a single connection, eliminating the need for additional standalone integrations.
Paze: A Revolutionary Checkout Solution
Paze, developed by Early Warning Services, is now supported by seven of the largest banks in the U.S., including Bank of America, Capital One, Chase, PNC, Truist, U.S. Bank, and Wells Fargo. This innovative solution offers a convenient online checkout experience, enhancing security through tokenization and seamless digital authentication.
Quotes from ACI Leadership
Tom Warsop, CEO of ACI Worldwide, emphasized the significance of this integration, stating, "Every new checkout option used to mean another integration project, another vendor relationship, another support headache. Pay.On changes that equation." He highlighted that merchants can connect once to ACI's orchestration layer, enabling them to turn on Paze or other wallets without affecting their core systems.
Projected Impact on E-Commerce Transactions
The integration of Paze is projected to support up to 16 million U.S. e-commerce transactions across ACI's merchant base by 2026. Merchants will be able to present Paze as a payment option at checkout alongside traditional credit and debit card options.
Enhancing the Digital Commerce Experience
According to Serge Elkiner, General Manager at Paze, "As digital commerce continues to accelerate, merchants are under increasing pressure to deliver a checkout experience that is both seamless and secure." He further noted that this collaboration will simplify the process for merchants, allowing them to support over 150 million credit and debit cards now integrated into the Paze checkout solution.
Broadening Wallet Coverage with Pay.On
This partnership not only broadens Pay.On's wallet coverage beyond established players but also introduces a strong U.S. option as the demand for digital wallets continues to grow. Pay.On currently supports numerous payment methods globally and serves a wide range of merchants, from small businesses to large enterprises.
Looking Ahead to 2026
The Paze integration is scheduled for launch in early 2026. As ACI Worldwide expands its services, it continues to solidify its position in the digital payments landscape, adapting to consumer needs and market trends.
About ACI Worldwide
Founded nearly 50 years ago, ACI Worldwide powers electronic payments for financial institutions, retailers, and processors globally. With software that processes $7 trillion in payments and securities transactions every year, ACI serves around 6,000 organizations in over 80 countries. For more information, visit aciworldwide.com.
About Paze
Paze ℠ is an innovative online checkout solution offered by banks and credit unions, consolidating eligible debit and credit cards into a unified wallet and eliminating the need for manual card entry. It aims to solve longstanding e-commerce challenges, providing an efficient experience for users. For details, visit www.paze.com.