BLADEX ANNOUNCES 2Q25 NET PROFIT OF $64.2 MILLION, OR $1.73 PER SHARE, RESULTING IN AN ANNUALIZED RETURN ON EQUITY OF 18.5%

, /PRNewswire/ -- Banco Latinoamericano de Comercio Exterior, S.A. (NYSE: BLX, "Bladex", or "the Bank"), a Panama-based multinational bank originally established by the central banks of 23 Latin-American and Caribbean countries to promote foreign trade and economic integration in the Region, announced today its results for the Second Quarter ("2Q25") and six months ("6M25") ended June 30, 2025. The consolidated financial information in this document has been prepared in accordance with International Financial Reporting Standards ("IFRS") as issued by the International Accounting Standards Board ("IASB"). Financial & Business Highlights Improved profitability, with Net Profits reaching $64.2 million in 2Q25 (+28% YoY) and $115.9 million in 6M25 (+14% YoY), fostered by strong top-line revenues, with stable credit provisions and greater efficiency. Annualized Return on Equity ("ROE") increased to 18.5% in 2Q25 (+222bps YoY) and 17.0% in 6M25 (+47bps YoY), on the back of stronger income growth and the strengthening of the Bank's business model and successful execution of its strategy. Net Interest Income ("NII") increased to a record-high of $67.7 million in 2Q25 (+8% YoY) and $133.0 million in 6M25 (+6% YoY), mainly driven by higher average business volumes and margin stability. Consequently, Net Interest Margin ("NIM") stood at 2.36% for 2Q25 (-7bps YoY) and 6M25 (-9bps YoY), in the face of increased USD market liquidity driving competitive pricing. Record Fee Income at $19.9 million for 2Q25 (+59% YoY) and $30.5 million for 6M25 (+39% YoY), driven by the strong performance in all business lines, highlighted by the Bank's largest ever structured transaction and higher fees from letters of credit and credit commitments. Well-managed Efficiency Ratio of 23.1% for 2Q25 and 24.9% in 6M25, as revenue growth overcompensated the ongoing investments in technology, modernization and other business initiatives related to the Bank's strategy execution. Credit Portfolio reached new all-time high at $12,182 million as of June 30, 2025 (+18% YoY), resulting from: Commercial Portfolio EoP balances reaching an historic peak of $10,819 million at the end of 2Q25 (+18% YoY), driven by higher off-balance sheet business (+25% YoY), supported by strong credit demand across all business products. Investment Portfolio amounted to $1,363 million (+20% YoY), mostly consisting of investment-grade securities outside of Latin America held at amortized cost, further enhancing country and credit-risk diversification and providing contingent liquidity funding. Healthy asset quality, with most of the credit portfolio (97.9%) remaining low risk or Stage 1 at the end of 2Q25. Impaired credits or Stage 3 principal balance totaled $19 million or 0.2% of total Credit Portfolio, with a robust reserve coverage of 5.1x. Steady growth of the Bank's deposit base, reaching $6,446 million at the end of 2Q25 (+23% YoY), representing a new all-time high, and 62% of the Bank's total funding sources (+4pp YoY). The Bank also counts on ample and constant access to interbank and debt capital markets, denoted by its most recent $4 billion MXN bond issuance in the Mexican capital market. Strong Liquidity position at $1,959 million, or 15.5% of total assets as of June 30, 2025, mostly consisting of deposits placed with the Federal Reserve Bank of New York (96%). The Bank´s Tier 1 Basel III Capital and Regulatory Capital Adequacy Ratios stood at 15.0% and 13.9%, respectively, enhanced by strong earnings generation and within the Bank's risk appetite. Quarterly dividend payment: The Board of Directors approved a quarterly common dividend of $0.625 per share corresponding to 2Q25. The cash dividend will be paid on September 3, 2025, to shareholders registered as of August 15, 2025. Financial Snapshot (US$ million, except percentages and per share amounts) 2Q25 1Q25 2Q24 6M25 6M24 Key Income Statement Highlights Net Interest Income ("NII") $67.7 $65.3 $62.8 $133.0 $125.6 Fees and commissions, net $19.9 $10.6 $12.5 $30.5 $22.0 Gain (loss) on financial instruments, net $2.2 $2.0 ($0.4) $4.1 ($0.2) Total revenues $90.0 $77.9 $75.0 $168.0 $147.6 Provision for credit losses ($5.0) ($5.2) ($6.7) ($10.2) ($9.7) Operating expenses ($20.8) ($21.0) ($18.2) ($41.8) ($36.5) Profit for the period $64.2 $51.7 $50.1 $115.9 $101.4 Profitability Ratios Earnings per Share ("EPS") (1) $1.73 $1.40 $1.36 $3.13 $2.76 Return on Average Equity ("ROE") (2) 18.5 % 15.4 % 16.2 % 17.0 % 16.5 % Return on Average Assets ("ROA") (3) 2.1 % 1.8 % 1.9 % 2.0 % 1.9 % Net Interest Margin ("NIM") (4) 2.36 % 2.36 % 2.43 % 2.36 % 2.45 % Net Interest Spread ("NIS") (5) 1.70 % 1.65 % 1.74 % 1.68 % 1.77 % Efficiency Ratio (6) 23.1 % 26.9 % 24.3 % 24.9 % 24.7 % Assets, Capital, Liquidity & Credit Quality Credit Portfolio (7) $12,182 $11,950 $10,336 $12,182 $10,336 Commercial Portfolio (8) $10,819 $10,686 $9,201 $10,819 $9,201 Investment Portfolio $1,363 $1,264 $1,134 $1,363 $1,134 Total Assets $12,674 $12,395 $10,907 $12,674 $10,907 Total Equity $1,415 $1,371 $1,264 $1,415 $1,264 Market Capitalization (9) $1,500 $1,360 $1,091 $1,500 $1,091 Tier 1 Capital to Risk-Weighted Assets (Basel III – IRB) (10) 15.0 % 15.1 % 16.2 % 15.0 % 16.2 % Capital Adequacy Ratio (Regulatory) (11) 13.9 % 13.5 % 14.0 % 13.9 % 14.0 % Total Assets / Total Equity (times) 9.0 9.0 8.6 9.0 8.6 Liquid Assets / Total Assets (12) 15.5 % 14.9 % 17.4 % 15.5 % 17.4 % Credit-impaired Loans to Loan Portfolio (13) 0.2 % 0.2 % 0.1 % 0.2 % 0.1 % Impaired Credits (14) to Credit Portfolio 0.2 % 0.1 % 0.1 % 0.2 % 0.1 % Total Allowance for Losses to Credit Portfolio (15) 0.8 % 0.8 % 0.7 % 0.8 % 0.7 % Total Allowance for Losses to Impaired credits (times) (15) 5.1 5.3 7.5 5.1 7.5 Recent Events Rating Updates: On July 2, 2025, Moody's Investors Service affirmed Bladex's all ratings, including its long- and short-term foreign currency deposit ratings at "Baa2/Prime-2", respectively. The outlook on Bladex's long-term foreign currency ratings remains "Stable". On May 28, 2025, S&P Global Ratings affirmed the Bank's global issuer credit ratings at "BBB/A-2". The outlook remains "Stable". On May 15, 2025, Fitch Ratings affirmed Bladex's Long- and Short-Term Issuer Default Rating at 'BBB/F2', respectively. The outlook remains "Stable". In addition, the Bank's National Long- and Short-Term ratings were affirmed at 'AAA(pan)'/Outlook Stable, and 'F1+(pan)', respectively. Notes Numbers and percentages set forth in this earnings release have been rounded and accordingly may not total exactly. QoQ and YoY refer to quarter-on-quarter and year-on-year variations, respectively. Footnotes Earnings per Share ("EPS") calculation is based on the average number of shares outstanding during each period. ROE refers to return on average stockholders' equity which is calculated based on unaudited daily average balances. ROA refers to return on average assets which is calculated based on unaudited daily average balances. NIM refers to net interest margin which constitutes to Net Interest Income ("NII") divided by the average balance of interest-earning assets. NIS refers to net interest spread which constitutes the average yield earned on interest-earning assets, less the average yield paid on interest-bearing liabilities. Efficiency Ratio refers to consolidated operating expenses as a percentage of total revenues. The Bank's "Credit Portfolio" includes (i) loans – principal balance, which excludes interest receivable, allowance for loan losses, and unearned interest and deferred fees (or the "Loan Portfolio"); (ii) principal balance of securities at FVOCI and at amortized cost, which excludes interest receivable and allowance for expected credit losses (or the "Investment Portfolio"); and (iii) loan commitments and financial guarantee contracts, such as confirmed and stand-by letters of credit and guarantees covering commercial risk and other assets consisting of customers' liabilities under acceptances. The Bank's "Commercial Portfolio" includes loans – principal balance (or the "Loan Portfolio"), loan commitments and financial guarantee contracts, such as issued and confirmed letters of credit, stand-by letters of credit, guarantees covering commercial risk and other assets consisting of customers' liabilities under acceptances. Market capitalization corresponds to total outstanding common shares multiplied by market close price at the end of each corresponding period. Tier 1 Capital ratio is calculated according to Basel III capital adequacy guidelines, and as a percentage of risk-weighted assets. Risk-weighted assets are estimated based on Basel III capital adequacy guidelines, utilizing internal-ratings based approach or "IRB" for credit risk and standardized approach for operational risk. As defined by the Superintendency of Banks of Panama through Rules No. 01-2015, 03-2016 and 05-2023, based on Basel III standardized approach. The capital adequacy ratio is defined as the ratio of capital funds to risk-weighted assets, rated according to the asset's categories for credit risk. In addition, risk-weighted assets consider calculations for market risk and operating risk. Liquid assets consist of total cash and due from banks, excluding time deposits with original maturity over 90 days and other restricted deposits, as well as corporate debt securities rated A- or above. Liquidity ratio refers to liquid assets as a percentage of total assets. Loan Portfolio refers to loans – principal balance, which excludes interest receivable, allowance for loan losses, and unearned interest and deferred fees. Credit-impaired loans are also commonly referred to as Non-Performing Loans or NPLs. Impaired Credits refers to Non-Performing Loans or NPLs and non-performing securities at FVOCI and at amortized cost. Total allowance for losses refers to allowance for loan losses plus allowance for loan commitments and financial guarantee contract losses, allowance for investment securities losses and allowance for cash and due from banks losses. Safe Harbor Statement This press release contains forward-looking statements of expected future developments within the meaning of the Private Securities Litigation Reform Act of 1995 and Section 21E of the Securities Exchange Act of 1934. Forward-looking statements can be identified by words such as: "anticipate", "intend", "plan", "goal", "seek", "believe", "project", "estimate", "expect", "strategy", "future", "likely", "may", "should", "will" and similar references to future periods. The forward-looking statements in this press release include the Bank's financial position, asset quality and profitability, among others. These forward-looking statements reflect the expectations of the Bank's management and are based on currently available data; however, actual performance and results are subject to future events and uncertainties, which could materially impact the Bank's expectations. Among the factors that can cause actual performance and results to differ materially are as follows: the coronavirus (COVID-19) pandemic and geopolitical events; the anticipated changes in the Bank's credit portfolio; the continuation of the Bank's preferred creditor status; the impact of increasing/decreasing interest rates and of the macroeconomic environment in the Region on the Bank's financial condition; the execution of the Bank's strategies and initiatives, including its revenue diversification strategy; the adequacy of the Bank's allowance for expected credit losses; the need for additional allowance for expected credit losses; the Bank's ability to achieve future growth, to reduce its liquidity levels and increase its leverage; the Bank's ability to maintain its investment-grade credit ratings; the availability and mix of future sources of funding for the Bank's lending operations; potential trading losses; the possibility of fraud; and the adequacy of the Bank's sources of liquidity to replace deposit withdrawals. Factors or events that could cause our actual results to differ may emerge from time to time, and it is not possible for us to predict all of them. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. We undertake no obligation to publicly update any forward-looking statement, whether as a result of new information, future developments or otherwise, except as may be required by law. About Bladex Bladex, a multinational bank originally established by the central banks of Latin-American and Caribbean countries, began operations in 1979 to promote foreign trade and economic integration in the Region. The Bank, headquartered in Panama, also has offices in Argentina, Brazil, Colombia, Mexico, and the United States of America, and a Representative License in Peru, supporting the regional expansion and servicing its customer base, which includes financial institutions and corporations. Bladex is listed on the NYSE in the United States of America (NYSE: BLX), since 1992, and its shareholders include: central banks and state-owned banks and entities representing 23 Latin American countries; commercial banks and financial institutions; and institutional and retail investors through its public listing. Conference Call Information There will be a conference call to discuss the Bank's quarterly results on Tuesday, August 5, 2025, at 11:00 a.m. New York City time (Eastern Time). For those interested in participating, please click here to pre-register to our conference call or visit our website at http://www.bladex.com. Participants should register five minutes before the call is set to begin. The webcast presentation will be available for viewing and downloads on http://www.bladex.com. The conference call will become available for review one hour after its conclusion. For more information, please access http://www.bladex.com or contact: Mr. Carlos Daniel RaadChief Investor Relations OfficerTel: +507 366-4925 ext. 7925E-mail: [email protected] / [email protected] SOURCE Banco Latinoamericano de Comercio Exterior, S.A. (Bladex) WANT YOUR COMPANY'S NEWS FEATURED ON PRNEWSWIRE.COM? 440k+ Newsrooms & Influencers 9k+ Digital Media Outlets 270k+ Journalists Opted In

BLADEX ANNOUNCES 2Q25 NET PROFIT OF $64.2 MILLION, OR $1.73 PER SHARE, RESULTING IN AN ANNUALIZED RETURN ON EQUITY OF 18.5%

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