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Bread Financial Reports Fourth Quarter and Full Year 2024 Results

1. BFH announced Q4 and full year 2024 financial results. 2. CEO Ralph Andretta will host a call to discuss results. 3. BFH offers personalized payment and lending solutions. 4. The company supports brands in various sectors. 5. Earnings materials available on the investor relations site.

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FAQ

Why Neutral?

The announcement of earnings is standard and often expected, leading to minimal surprise.

How important is it?

Earnings results provide insights but may not significantly move BFH stock.

Why Short Term?

Q4 results may impact stock in the near term but may stabilize afterward.

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COLUMBUS, Ohio, Jan. 30, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc.® (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced its fourth quarter and full year 2024 financial results. All earnings-related materials are now available at the company’s investor relations website, here. Bread Financial President and Chief Executive Officer Ralph Andretta and Chief Financial Officer Perry Beberman will host a conference call at 8:30 a.m. ET today to discuss results. A link to the conference call will be available at the company’s investor relations website, and a replay will also be available there following the call. About Bread Financial® Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. ContactsBrian Vereb — Investor RelationsBrian.Vereb@breadfinancial.com Susan Haugen — Investor RelationsSusan.Haugen@breadfinancial.com Rachel Stultz — MediaRachel.Stultz@breadfinancial.com

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