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Bread Financial Reports Second Quarter 2025 Results

1. Bread Financial announced Q2 2025 results, showcasing financial performance. 2. CEO Ralph Andretta and CFO Perry Beberman will discuss results in a conference call. 3. Bread Financial offers tech-forward payment and lending solutions, appealing to U.S. consumers. 4. The company serves recognized brands in various industries, boosting its business model. 5. Earnings materials are accessible online for investor review and insights.

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FAQ

Why Bullish?

Positive quarterly results typically enhance investor confidence, potentially increasing stock value. Historical instances show robust earnings announcements lead stocks to rally.

How important is it?

The earnings results directly reflect the company's financial health, crucial for stock performance. The ongoing investor communications indicate transparency, likely boosting market sentiment.

Why Short Term?

Immediate market reactions to earnings are common, influencing share price in the short term. Short-term volatility often follows earnings releases depending on results and guidance.

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COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced its second quarter 2025 financial results. All earnings-related materials are now available at the company’s investor relations website, here. Bread Financial President and Chief Executive Officer Ralph Andretta and Chief Financial Officer Perry Beberman will host a conference call at 8:30 a.m. ET today to discuss results. A link to the conference call will be available at the company’s investor relations website, and a replay will also be available there following the call. About Bread Financial® Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. ContactsBrian Vereb — Investor RelationsBrian.Vereb@breadfinancial.com Susan Haugen — Investor RelationsSusan.Haugen@breadfinancial.com Rachel Stultz — MediaRachel.Stultz@breadfinancial.com

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