1. Citi lowered its base lending rate to 7.25%, down from 7.50%. 2. The new rate takes effect on September 18, 2025. 3. This change may enhance borrowing affordability for consumers and businesses. 4. Citi maintains a global presence in over 180 countries. 5. Lower rates could increase loan demand and stimulate financial activity.
Lower lending rates typically boost borrowing, which can increase profits. Historical data shows that similar rate cuts by banks often lead to short-term stock price increases.
The lending rate change is critical as it can directly influence Citi's profitability and market dynamics, thus significantly affecting investor sentiment.
The immediate effect of the rate cut will likely be seen in loan demand. Over time, the sustained impact will depend on economic conditions.
Citibank, N.A. said today it has lowered its base lending rate to 7.25% from 7.50%, effective tomorrow, Thursday, September 18, 2025.
About Citi
Citi is a preeminent banking partner for institutions with cross-border needs, a global leader in wealth management and a valued personal bank in its home market of the United States. Citi does business in more than 180 countries and jurisdictions, providing corporations, governments, investors, institutions and individuals with a broad range of financial products and services.
Additional information may be found at www.citigroup.com | X: @Citi | LinkedIn: www.linkedin.com/company/citi | YouTube: www.youtube.com/citi | Facebook: www.facebook.com/citi
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