1. Edge Focus closes $200 million consumer loan securitization, EDGEX 2025-2. 2. Nelnet Bank is co-sponsor for the EDGEX securitization offering. 3. Strong demand reflects interest in technology-driven credit structuring. 4. The deal supports Edge Focus's capital markets strategy and underwriting technology.
Nelnet's involvement as co-sponsor in successful securitization may enhance its credibility and growth potential. Historical examples, such as past securitizations leading to increased stock valuations, support this outlook.
Nelnet's role in a successful financial transaction underlines its strategic positioning in financial markets, which could lead to price appreciation in the near term.
Immediate investor sentiment may improve due to positive indications of business performance from recent transactions. Quick market responses are possible, reminiscent of the impact seen post-similar announcements.
Edge Focus, a technology-enabled private-credit firm focused on consumer assets, today announced the closing of EDGEX 2025-2, its second asset-backed securitization, a $200 million Rule 144A transaction backed by unsecured consumer loans. The transaction advances Edge Focus's multi-platform capital markets strategy and leverages its proprietary underwriting and analytics platforms, Origin and Lens.
The transaction was led by Performance Trust Capital Partners (Structuring Agent) and CRB Securities, LLC, a SEC-registered broker-dealer and FINRA member, with Nelnet Bank, a wholly owned subsidiary of Nelnet, Inc (NYSE:NNI, "Nelnet")), serving as co-sponsor. The offering featured two senior notes that were placed with major institutional investors, reflecting continued strong demand for Edge Focus' technology-driven credit structuring.
"We're pleased to return to market with our second EDGEX deal," said Elliott Lorenz, co-founder and CEO of Edge Focus. "By pairing disciplined credit with modern underwriting technology, we're building a repeat issuance program designed to deliver scalable, attractive capital to qualified institutional buyers."
About Edge Focus:
Edge Focus is a technology-enabled private-credit firm focused on consumer assets. Through its Origin and Lens platforms, Edge Focus manages funds, asset-backed securities, and separately-managed accounts, and powers its partners with underwriting and portfolio analytics. Learn more at edgefocuspartners.com.
About Performance Trust Capital Partners:
Performance Trust Capital Partners ("PTCP") is a global investment firm partnering with financial institutions to drive long-term performance through a customized, data-driven approach. We specialize in fixed income, structured credit strategies, and investment banking, combining market insight with strong execution capabilities to help clients navigate complexity and uncover opportunity. Our team brings decades of experience and a data-first mindset to deliver tailored solutions, thoughtful execution, and lasting value across the structured credit landscape.
About CRB Securities:
CRB Securities, LLC ("CRBS") is a wholly owned subsidiary of CRB Group Inc, a bank holding company, and the parent company of Cross River Bank, established in 2008. CRB Securities is an SEC-registered broker-dealer and FINRA member. CRB Securities was created to solve the financing needs of clients that are looking to access the capital markets through the issuance of securities. Through CRB Securities, Cross River clients can diversify their funding strategy in a flexible and operationally efficient manner. For more information on CRB Securities, please visit https://brokercheck.finra.org.
About Nelnet:
Nelnet (NYSE:NNI) is a diversified company with primary businesses being financial services and asset management, loan servicing, payments, and technology—with many of these businesses servicing customers in the education space. Nelnet also invests in early-stage and venture capital, real estate, reinsurance and solar energy. Headquartered in Lincoln, NE, Nelnet has more than 6,700 associates globally. For more information, visit www.nelnetinc.com.
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Jeff Andrews
CRO
jeff@edgefocuspartners.com