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Enact Receives Ratings Upgrade from Moody's

1. Moody's upgraded Enact's insurance financial strength rating to A2. 2. This marks Enact's fourth upgrade since its IPO in 2021. 3. The outlook for these ratings is stable, indicating confidence in Enact. 4. The upgrade reflects Enact’s financial discipline and solid execution. 5. Enact aims to enhance homeownership through its mortgage insurance services.

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Why Bullish?

Upgrades from Moody's typically lead to increased investor confidence and stock price appreciation. Historical data shows similar upgrades often result in positive price movements.

How important is it?

The upgrade signifies improved financial strength, likely boosting shareholder trust and market perception of ACT.

Why Short Term?

The recent rating upgrade is likely to influence ACT's stock performance in the immediate future, as investor sentiment typically reacts to such news quickly.

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Fourth Moody’s Upgrade Since IPO Reflects Enact’s Financial Discipline and Capital Strength August 07, 2025 08:30 ET  | Source: Enact Holdings, Inc. RALEIGH, N.C., Aug. 07, 2025 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact) a leading provider of private mortgage insurance through its insurance subsidiaries, today announced that Moody’s Investor Service (“Moody’s”) upgraded the insurance financial strength rating for our flagship insurance subsidiary, Enact Mortgage Insurance Corporation, to A2 from A3. Moody’s also announced the upgrade of Enact Holdings, Inc.’s long-term issuer rating and senior unsecured debt rating to Baa2 from Baa3. The outlook for the ratings is stable. “This represents Enact’s fourth upgrade from Moody’s since our IPO in 2021,” said Rohit Gupta, Enact’s President and Chief Executive Officer. “This milestone reflects our disciplined execution and consistent delivery of excellent results. We remain confident in our business model and are well-positioned to continue to serve our lenders and their borrowers while driving long term value for our shareholders.” Additional information regarding the rating changes can be found in the full report issued by Moody’s. About Enact Holdings, Inc.Enact (Nasdaq: ACT), operating principally through its wholly-owned subsidiary Enact Mortgage Insurance Corporation since 1981, is a leading U.S. private mortgage insurance provider committed to helping more people achieve the dream of homeownership. Building on a deep understanding of lenders' businesses and a legacy of financial strength, we partner with lenders to bring best-in class service, leading underwriting expertise, and extensive risk and capital management to the mortgage process, helping to put more people in homes and keep them there. By empowering customers and their borrowers, Enact seeks to positively impact the lives of those in the communities in which it serves in a sustainable way. Enact is headquartered in Raleigh, North Carolina. Safe Harbor Statement This communication contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act. These forward-looking statements may address, among other things, our expected financial and operational results, the related assumptions underlying our expected results and the quotations of management. These forward-looking statements are distinguished by use of words such as “will,” “may,” “would,” “anticipate,” “expect,” “believe,” “designed,” “plan,” “predict,” “project,” “target,” “could,” “should,” or “intend,” the negative of these terms, and similar references to future periods. These views involve risks and uncertainties that are difficult to predict and, accordingly, our actual results may differ materially from the results discussed in our forward-looking statements. Our forward-looking statements contained herein speak only as of the date of this press release. Factors or events that we cannot predict, including risks related to an economic downturn or recession in the United States and in other countries around the world; changes in political, business, regulatory, and economic conditions; changes in or to Fannie Mae and Freddie Mac (the “GSEs”), whether through Federal legislation, restructurings or a shift in business practices; failure to continue to meet the mortgage insurer eligibility requirements of the GSEs; competition for customers; lenders or investors seeking alternatives to private mortgage insurance; an increase in the number of loans insured through Federal government mortgage insurance programs, including those offered by the Federal Housing Administration; and other factors described in the risk factors contained in our most recent Annual Report on Form 10-K and other filings with the SEC, may cause our actual results to differ from those expressed in forward-looking statements. Although Enact believes the expectations reflected in such forward-looking statements are based on reasonable assumptions, Enact can give no assurance that its expectations will be achieved and it undertakes no obligation to update publicly any forward-looking statements as a result of new information, future events, or otherwise, except as required by applicable law. Contact Data Investor Contact Daniel Kohl Media Contact Sarah Wentz

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