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FB Financial Strengthens Executive Team

1. FBK announces key executive promotions for growth on October 1, 2025. 2. Michael Mettee becomes COO while retaining CFO responsibilities. 3. Scott Tansil is appointed Chief Business and Operations Officer. 4. Executives will enhance customer experience and operational excellence. 5. FirstBank is positioned for market growth amid industry consolidation.

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FAQ

Why Bullish?

Strategic leadership changes suggest enhanced operational strategy and growth potential, similar to prior successful transitions in financial firms. New leadership roles often correlate with stock price increases as market confidence grows.

How important is it?

Leadership changes are pivotal for financial institutions, likely influencing strategic decisions impacting FBK’s growth and competitiveness.

Why Long Term?

These appointments are part of a broader growth strategy aiming for substantial future gains, reflecting previous examples where successful leadership transitions led to sustained company performance improvements.

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Strategic appointments position FirstBank for additional growth across its geography

FB Financial Corporation ("FB Financial") (NYSE:FBK), the parent company of FirstBank and one of the fastest-growing financial institutions in the Southeast, announced that Michael Mettee, currently Chief Financial Officer, will be named Chief Operating Officer and Chief Financial Officer and that Scott Tansil, currently Chief Operations Officer, will be named Chief Business and Operations Officer. These two strategic executive appointments, effective as of October 1, 2025, underscore FirstBank's commitment to leadership development and talent acquisition, reaffirming the company's plans for further growth.

"FirstBank is a dynamic, high-performing organization rooted in Nashville and expanding rapidly across the Southeast. Both Michael and Scott have consistently demonstrated strong leadership and management skills, along with an unwavering commitment to excellence across all areas of our enterprise, and we are excited about them assuming broader leadership roles," said Christopher T. Holmes, President and CEO of FB Financial.

"These appointments reflect our confidence in their ability to drive innovation, enhance our customer experience, and develop the next generation of leaders at FirstBank," Holmes continued. "With these changes, we are doubling down on our commitment to sustainable growth and operational excellence."

Further details on these executive appointments are as follows:

Michael Mettee – Chief Operating Officer and Chief Financial Officer

Mettee will assume responsibility for the Company's banking markets, credit, and customer experience, while continuing his responsibilities as CFO. He will lead efforts to further integrate customer-centric innovation across the bank, ensuring FirstBank continues delivering exceptional customer service and differentiated value to its clients. His new position aligns financial strategy with operational execution, reinforcing FirstBank's commitment to sustainable organic growth across all markets.

Scott Tansil – Chief Business and Operations Officer

Tansil will continue to oversee bank operations, the Mortgage Division, and the Manufactured Housing Division, among other areas, with the addition of establishing a new procurement function. Tansil has demonstrated a strong focus on driving efficiency through process optimization and automation. By identifying and implementing innovative solutions, Tansil has streamlined operations, reduced costs, and improved overall productivity. In addition to these efforts, Tansil has successfully driven financial results in the Mortgage and Manufactured Housing business lines for the bank by delivering key initiatives and demonstrating a keen understanding of market dynamics.

"With the expected consolidation in our industry, FirstBank is well positioned to benefit from the market disruption affecting banking talent and banking relationships in Nashville and across our footprint," said Holmes. "Our young talent, strong operating platform, and balance sheet size give us considerable runway for a very bright future."

ABOUT FB FINANCIAL CORPORATION

FB Financial Corporation (NYSE:FBK) is a financial holding company headquartered in Nashville, Tennessee. FB Financial Corporation operates through its wholly owned banking subsidiary, FirstBank in Tennessee, Kentucky, Alabama, and Georgia. FB Financial Corporation operates 93 full-service branches across its footprint and has approximately $16.0 billion in total assets.

MEDIA CONTACT:

Keith Hancock

404-310-2368

keith.hancock@firstbankonline.com

www.firstbankonline.com

FINANCIAL CONTACT:

Michael M. Mettee

615-435-0952

mmettee@firstbankonline.com

investorrelations@firstbankonline.com

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