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FICO Platform Powers R$1B Digital Transformation in Brazil's Rural Credit System

1. FICO's platform enables Bradesco's E-agro to digitize rural lending. 2. Over R$1 billion in digital credit granted, enhancing efficiency and ESG recognition.

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Why Bullish?

The substantial credit volume and efficiency gains from Bradesco’s use of FICO’s platform suggest strong market validation and potential revenue growth for FICO, much like similar partnerships have historically boosted stock prices.

How important is it?

The announcement highlights significant operational success and award recognition, demonstrating FICO's pivotal role in financial innovations, likely impacting investor sentiment positively.

Why Long Term?

The integration of E-agro into Bradesco's operations indicates ongoing utilization and potential expansion opportunities in rural lending, likened to earlier cases where FICO's partnerships catalyzed sustained growth.

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SÃO PAULO--(BUSINESS WIRE)--FICO (NYSE: FICO) Highlights: Bradesco built E-agro on FICO® Platform to digitize and accelerate rural lending Over R$1 billion (USD$197M) in digital credit granted in the platform's first year Contract lead times reduced by 70%, with over 2,000 complex transactions automated E-agro has won the ESG Champion category in the 2025 FICO® Decision Awards Bradesco, one of Latin America's largest banks, is using FICO® Platform to revolutionize how rural credit is delivered.

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