Here’s how to ditch your restrictive 401(k) plan and pick your own investments - MarketWatch

1. 401(k) self-directed options allow investments in cryptocurrency like BTCUSD. 2. Participation in self-directed 401(k) options remains around 3%, indicating limited uptake. 3. Younger investors are increasingly engaging with self-directed brokerage options. 4. Cash is the most common investment among self-directed 401(k) participants. 5. Investors may be conservative, missing out on potential crypto investment gains.