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ICE First Look at Mortgage Performance: Foreclosure Starts Jump as VA Moratorium Ends; Wildfire Delinquencies Emerge

1. ICE releases January 2025 mortgage data; delinquency rate is 3.47%. 2. MoM delinquency drops 6.56%; YoY change shows a 2% shift.

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FAQ

Why Neutral?

The report is a routine data release. Historical data updates of this nature have shown negligible immediate price effects.

How important is it?

While the data reinforces ICE’s market role and product offering, its direct influence on price is moderate.

Why Short Term?

Monthly data releases may influence short-term sentiment, but significant long-term trends are unlikely.

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ATLANTA & NEW YORK--(BUSINESS WIRE)--Intercontinental Exchange, Inc. (NYSE:ICE), a leading global provider of technology and data, reports the following “first look” at January 2025 month-end mortgage performance statistics derived from its loan-level database representing the majority of the national mortgage market. Data as of Jan. 31, 2025 Total U.S. loan delinquency rate (loans 30 or more days past due, but not in foreclosure): 3.47% Month-over-month change: -6.56% Year-over-year change: 2.

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