1. 30-year fixed-rate mortgage averaged 6.34% as of October 2, 2025.
2. This rate is below the 52-week average of 6.71%.
3. Pending home sales indicate increased buyer confidence in the market.
4. 15-year FRM rose to an average of 5.55%.
5. Freddie Mac's mission promotes liquidity and stability in housing.
The increase in mortgage rates suggests higher lending activity, positively affecting FMCC. Similar historical trends show that rising rates often correlate with increased housing market activity, benefiting Freddie Mac's operations.
How important is it?
The article discusses vital mortgage rate trends affecting FMCC, impacting its market position. Freddie Mac's performance is closely tied to mortgage rates and buyer confidence.
Why Short Term?
Increased buyer confidence may drive short-term demand for mortgages, influencing FMCC positively. Historical instances indicate that housing trends can affect stock performance in the near term.
MCLEAN, Va., Oct. 02, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB:FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.34%.
"The 30-year fixed-rate mortgage increased again this week but remains below its 52-week average of 6.71%," said Sam Khater, Freddie Mac's Chief Economist. "The last few months have brought lower rates and as indicated by the recently reported increase in pending home sales, homebuyers are feeling more confident to get into the market."
News Facts
The 30-year FRM averaged 6.34% as of October 2, 2025, up from last week when it averaged 6.30%. A year ago at this time, the 30-year FRM averaged 6.12%.
The 15-year FRM averaged 5.55%, up from last week when it averaged 5.49%. A year ago at this time, the 15-year FRM averaged 5.25%.
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.
Freddie Mac's mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT: Angela Waugaman (703)714-0644 Angela_Waugaman@FreddieMac.com