New Insurance Industry Report: First Quarter Losses Outpace Historical Averages but Stabilize in Second Quarter, Combined Ratio Improves
1. U.S. insurance industry reported $11.5 billion underwriting gain in 2025. 2. Verisk supports insurers with data analytics and risk management solutions. 3. Insurance premiums increased to $472 billion in the first half of 2025. 4. Surplus levels remain high at $1.08 trillion despite ongoing challenges. 5. Extreme weather events continue to impact underwriting performance and profitability.