SOFI Stock’s Sky High Valuation Can’t be Justified by Exciting Growth

1. SoFi's valuation is significantly higher than sector medians, posing risks. 2. Current non-GAAP P/E ratio is 733% above sector median of 13.7x. 3. High growth expectations may not be met, increasing execution risk. 4. SoFi's stock surged 121% in a strong market environment. 5. Lacking dividends makes valuation metrics appear more expensive.