SoFi Technologies: Hold Until Earnings (NASDAQ:SOFI)
1. SoFi faces short-term economic pressures but has long-term growth potential. 2. Management's guidance was overly optimistic, heightening earnings report risks. 3. SoFi's Price-to-Sales ratio of 4.75x is above sector median of ~3x. 4. Macroeconomic factors suggest a cautious investment approach until the next earnings report. 5. Political and economic turmoil may significantly impact SoFi's business decisions.