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Stellar Bancorp, Inc. Announces Quarterly Dividend

1. Stellar Bancorp declared a $0.14 quarterly dividend payable on June 30, 2025. 2. Shareholders must be on record by June 16, 2025, for dividend eligibility. 3. Stellar Bank serves small- to medium-sized businesses in Texas. 4. Forward-looking statements indicate uncertainty in future performance. 5. Risk factors are outlined in SEC filings affecting future results.

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Why Bullish?

The dividend declaration signals financial stability and shareholder value, similar to previous announcements boosting stock performance. Past instances show dividend payments often lead to stock appreciation in the banking sector.

How important is it?

The announcement of dividends generally increases investor interest and confidence, making it a significant factor for stock price movements.

Why Short Term?

Dividend announcements typically create immediate short-term positive sentiment among investors. Historical trends indicate a quick rise in stock prices following dividend news.

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HOUSTON--(BUSINESS WIRE)--Stellar Bancorp, Inc. (the “Company”) (NYSE: STEL) announced today that its Board of Directors declared a quarterly cash dividend of $0.14 per share of common stock payable on June 30, 2025, to the shareholders of record at the close of business on June 16, 2025. About Stellar Bancorp, Inc. Stellar Bancorp, Inc. is a bank holding company headquartered in Houston, Texas. The Company’s principal banking subsidiary, Stellar Bank, provides a diversified range of commercial banking services primarily to small- to medium-sized businesses and individual customers across the Houston, Dallas, Beaumont and surrounding communities in Texas. Forward-Looking Statements This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the Company’s actual results, performance or achievements to be materially different from any future results, performance or achievements anticipated in such statements. Forward-looking statements speak only as of the date they are made and, except as required by law, the Company does not assume any duty to update forward-looking statements. Such forward-looking statements include, but are not limited to, statements concerning the Company’s plans, objectives, strategies, expectations, intentions and other statements that are not statements of historical fact, and may be identified by words such as “anticipates,” “believes,” “building,” “continue,” “could,” “drive,” “estimates,” “expects,” “extent,” “focus,” “forecasts,” “goal,” “guidance,” “intends,” “may,” “might,” “outlook,” “plan,” “position,” “probable,” “progressing,” “projects,” “prudent,” “seeks,” “should,” “target,” “view,” “will” or “would” or the negative of these words and phrases or similar words or phrases. For a list of factors that could cause actual results to differ materially from those set forth in the forward-looking statements, see the risk factors described in the Company’s most recent Annual Report on Form 10-K and subsequent Quarterly Reports on Form 10-Q and other reports that are filed with the Securities and Exchange Commission. All forward-looking statements are qualified in their entirety by this cautionary statement. More News From Stellar Bancorp, Inc.

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