The 4% retirement rule? How to invest so you can withdraw closer to 0% and not run out of money.
1. Bengen suggests increasing withdrawal rates from portfolios to 5.25%-5.5%. 2. Steve Ballmer receives $1.1 billion annually in dividends from Microsoft. 3. 58% of U.S. families owned stocks in 2022, increasing dividend-paying stock interest. 4. Dividends historically provide substantial returns, emphasizing their importance for investors. 5. Dividend focus offers downside protection during market downturns.