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USB
Benzinga
210 days

U.S. Bancorp May See 3% Net Interest Income Growth in 2025, But Regulatory Capital Goals May Limit Share Buyback Pace: Analyst

1. Goldman Sachs maintains Neutral rating on USB, lowers price forecast to $49. 2. USB's Q4 earnings per share of $1.07 beat expectations by $0.02. 3. Sales of $6.98 billion missed analyst estimates of $6.996 billion. 4. Projected loan growth may enhance net interest income in 2025. 5. Downside risks include slower revenue growth and regulatory cost increases.

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FAQ

Why Neutral?

The lowered price forecast and mixed earnings suggest limited impact on USB price. Previous downgrades often led to stagnant stock performance.

How important is it?

The article directly discusses USB's financial performance and analyst expectations. Consistently missed earnings can affect investor sentiment, impacting stock price.

Why Short Term?

Immediate outlook is affected by earnings misses, but longer-term prospects remain stable. Historical performance shows short-term reactions often revert.

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