U.S. commercial insurance rates ease to 3.8% increase
1. U.S. commercial insurance rates increased 3.8% in Q2 2025. 2. Price growth moderated from 5.9% in Q2 2024 to 3.8% in Q2 2025. 3. Workers compensation and cyber lines continue to see price decreases. 4. Large accounts' rate increases slowed while excess liability saw the most growth. 5. Research indicates a period of more measured rate growth in the market.