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US Metro Bancorp Declares Interim Dividend on Common Stock

1. US Metro Bancorp approved a $0.03 cash dividend for shareholders. 2. Dividend payable on September 23, 2025, impacting USMT investors. 3. The bank provides various loan and deposit products. 4. Market conditions may affect the bank's future performance. 5. Past results do not indicate future performance.

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FAQ

Why Bullish?

The declaration of a dividend signals financial stability, which can lead to stock price appreciation. Historically, consistent dividends often attract long-term investors and improve market perception.

How important is it?

The announced dividend is significant, enhancing the attractiveness of USMT for income-focused investors amid interest rate fluctuations. This action may positively influence trading volumes and investor sentiment.

Why Long Term?

The long-term impact stems from ongoing shareholder confidence and potential future dividends. Dividend announcements tend to build investor trust gradually, which can influence stock performance over time.

US Metro Bancorp (OTCQX:USMT) declared that its Board of Directors approved a $0.03 cash dividend payable on September 23, 2025 to shareholders of record at the close of business on September 9, 2025.

About US Metro Bancorp, Inc. and its wholly owned subsidiary US Metro Bank

US Metro Bank is a California chartered, full service commercial bank headquartered in Garden Grove, California. The Bank opened for business on September 15, 2006, and offers deposit and loan products (including commercial real estate, commercial and industrial, mortgage and SBA loans), as well as related banking services to its customers.

This release contains forward-looking statements, including our expectations with respect to future events that are subject to various risks and uncertainties. Factors that could cause actual results to differ materially from management's projections, forecasts, estimates, and expectations include fluctuation in market rates of interest and loan and deposit pricing, adverse changes in the overall national economy as well as adverse economic conditions in our specific market areas, maintenance and development of well-established and valued client relationships and referral source relationships, and acquisition or loss of key production personnel. Other risks that can affect the Bank are detailed from time to time in our annual reports. We caution readers that the list of factors above is not exclusive. The forward-looking statements are made as of the date of this release, and we may not undertake steps to update the forward-looking statements to reflect the impact of any circumstances or events that arise after the date the forward-looking statements are made. In addition, our past results of operations are not necessarily indicative of future performance.

Jeremy Johnson

(714) 620-8888

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