What Fed rate cut? Most Americans say they haven’t felt the impact of the central bank’s policies — especially millennials. - MarketWatch

1. Fed rate cuts have not decreased borrowing costs for consumers. 2. Mortgage rates are stuck around 7%, impacting home-buying. 3. Millennials feel the most pressure from high interest rates. 4. Consumer loan rates are not moving in sync with Fed cuts. 5. Savings account yields have decreased significantly, affecting consumers.