Why Is Upstart Stock Trading Lower On Monday?

1. Upstart offers $500 million in convertible notes, potentially reducing liquidity. 2. Second quarter EPS of 36 cents beats estimates; revenue grows 102% YoY. 3. Company raises 2025 sales guidance from $1.01B to $1.05B. 4. Stock trading down almost 13% over the past month. 5. Technical analysis suggests bullish trend as current price over 200-day average.