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33 days

Why these homeowners say the 15-year mortgage is the most underrated offering in real estate right now - MarketWatch

1. 15-year mortgages are gaining traction amid high inflation and rates. 2. 30-year mortgages remain popular, making up 88% of new loans. 3. Interest rates: 30-year loans at 6.75%, 15-year loans at 5.92%. 4. Homeowners are advised to consider their financial comfort level. 5. Extra payments on 30-year loans can expedite payoff without high monthly costs.

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FAQ

Why Bullish?

The increasing preference for 15-year mortgages may positively affect FMCC's loan offerings amid rising rates, similar to past shifts during economic recovery in housing demand.

How important is it?

The article highlights shifts in mortgage preferences that could influence FMCC's strategy and market positioning, emphasizing competitive standing in diverse mortgage products.

Why Short Term?

Immediate trends in mortgage refinancing suggest a quick response in loan demand affecting FMCC, akin to past rate adjustments boosting refinances.

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