I have $130K to invest. Is this a bad time to invest in the S&P 500?
1. Investor considers $130,000 for investing and debt repayment. 2. Markets poised for growth amid AI and inflation concerns. 3. Recommendation includes heavy S&P 500 investment and dollar-cost averaging. 4. Fixed-income investments are favorable if interest rates decline. 5. Diversification with blue-chip stocks and funds is advised.