‘I’m 49 and have no debt except for a mortgage’: Should I take a $61,000 lump sum or $355 a month for life? - MarketWatch
1. Investing $61,000 is favored over monthly payments due to compounding. 2. Historical S&P 500 trends show recovery after economic downturns. 3. Current socio-economic outlook is uncertain and volatile. 4. Inflation impacts on monthly payments make lump sum more appealing. 5. Long-term investments in the stock market generally provide better returns.