Most Americans are falling behind in saving for retirement. Here’s how they can make up the difference.
1. 58% of Americans may fall short in retirement readiness. 2. Baby boomers projected to have a 24% spending shortfall. 3. Social Security may face insolvency by 2033, affecting retirees. 4. Retirement savings could improve with better access to employer 401(k) plans. 5. Working longer and delaying Social Security can enhance retirement readiness.