Opinion: Trump, tariffs and your 401(k) — why it’s time to diversify - MarketWatch

1. Doug Ramsey's portfolio diversifies across major asset classes instead of predominantly stocks. 2. Gold prices surged due to new tariffs, reaching a record $2,855 an ounce. 3. Historically, S&P 500 has underperformed during specific multi-year periods, affecting returns. 4. Treasury bonds and commodities have provided better diversification during past market downturns. 5. Market belief in relying solely on S&P 500 may overlook historical volatility and risks.