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The Fed Cuts, and Mortgage Rates Climb. Why It Happened and What to Do Now.

1. Mortgage rates rose to 6.35% post-September Fed rate cut. 2. Higher mortgage rates could deter refinancing activities among homeowners. 3. 10-year Treasury yield increased, affecting mortgage rate expectations. 4. Future rates depend on inflation and employment data. 5. Market anticipates possible lower rates in coming weeks.

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FAQ

Why Neutral?

Mortgage rates' rise post-Fed is typical; historical patterns show mixed effects on SPY.

How important is it?

Increasing mortgage rates could slow economic growth, impacting SPY indirectly through anticipated consumer behavior.

Why Short Term?

Market sentiment may change quickly based on upcoming economic data and rate decisions.

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