UnitedHealth Q4 Earnings: Revenue Falls Short, Medical Ratio Rises To 85.5%, Stock Falls

1. UNH reported Q4 2024 EPS at $6.81, beating expectations. 2. Revenues grew by 6.8% to $100.8 billion, missing forecasts. 3. Medical care ratio increased to 85.5%, indicating profitability concerns. 4. 2025 sales guidance reaffirmed at $450-$455 billion, above consensus. 5. Optum Health revenues rose to $65.1 billion, reflecting strong growth.