‘We live modestly’: My wife and I have $900K in stocks and $380K in savings and CDs. Do we have too much cash? - MarketWatch
1. Retiree has $900k in stocks and $380k in cash instruments. 2. Retiring individuals should consider 40% equities and 10% cash. 3. The S&P 500 has historically averaged around 10% returns. 4. Current market volatility is reflected in the Cboe Volatility Index. 5. International stocks yield higher returns than cash or money markets.