Buy, Sell, Or Hold UNH Stock At $510?

1. UNH Q4 revenue missed at $100.8 billion, earnings beat at $6.81/share. 2. Medical care ratio increased to 87.6%, exceeding expectations. 3. Stock fell 6% despite strong earnings, driven by higher medical costs. 4. UNH is down 1% in 2024, underperforming S&P 500's 25% rise. 5. Valuation suggests room for growth; currently trading at 17x forward earnings.